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Installment Loan Stores in Chattanooga, TN

16 of the 47 pawn shops, check cashing and loan stores we list in Chattanooga are installment loan options.

Installment loans differ primarily in repayment terms, interest rate structures, and whether they require personal property as collateral. Some lenders focus on unsecured personal loans with fixed monthly payments, while others specialize in auto title loans that use your vehicle as security. A map location will not tell you if a store handles auto loans, requires proof of income, or reports your payments to major credit bureaus.

  1. American Trust Cash Advance

    3631 Dayton Blvd, Chattanooga, TN 37415

    Layaway
  2. American Trust Cash Advance

    3536 Cummings Hwy #172, Chattanooga, TN 37419

    Layaway
  3. Courtesy Finance

    6429 Lee Hwy Ste C237411, Chattanooga, TN 37421-4777

    Monday - Friday

  4. Check Into Cash

    5507 TN-153 Ste 105, Chattanooga, TN 37343

  5. Advance Financial

    3975 Hixson Pike, Chattanooga, TN 37415

  6. Advance Financial

    3401 Rossville Blvd, Chattanooga, TN 37407

  7. Advance Financial

    4727 TN-58, Chattanooga, TN 37416

  8. Advanced Check Cash Advance

    5721 TN-153 #109, Chattanooga, TN 37343

  9. Americash

    4011 Brainerd Rd #139, Chattanooga, TN 37411

  10. Check Into Cash

    7200 Shallowford Rd, Chattanooga, TN 37421-2671

  11. Kinsmith Finance

    2009 Dayton Blvd, Chattanooga, TN 37415-6411

  12. Kinsmith Finance

    8016 E Brainerd Rd, Chattanooga, TN 37421-5077

  13. Loanmax Title Loans

    5522 Brainerd Rd, Chattanooga, TN 37411

  14. Tennessee Title Loans

    5040 TN-58, Chattanooga, TN 37416

  15. TNL Car Title Loans

    2030 Hamilton Place Blvd, Chattanooga, TN 37421-6000

  16. Security Finance

    5515 Ringgold Rd, Chattanooga, TN 37412-3129

Check lender requirements. Bring a valid government ID, your most recent pay stubs, a bank statement, and your vehicle title if you are applying for an auto-backed loan.

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Good to know

How do installment loans differ from payday loans?

Installment loans are repaid over several months or years through scheduled, equal payments rather than in a single lump sum on your next payday. This structure typically offers lower individual payment amounts, though total interest costs depend on the loan duration.

What do I need to apply for an installment loan?

Most physical storefronts require a government-issued photo ID, proof of steady income such as pay stubs, and an active checking account. If you are seeking an auto installment loan, you will also need to present the vehicle, its clear title, and proof of insurance.

Can I get an installment loan with poor credit?

Many storefront installment lenders work with borrowers who have low credit scores or limited credit histories. Approval often relies more heavily on your current income and employment stability, though interest rates are typically higher for higher-risk applicants.