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Check Cashing and Payday Loan Stores in Chattanooga, TN

23 of the 47 pawn shops, check cashing and loan stores we list in Chattanooga are check cashing or payday loan services.

Stores in this category vary significantly by the type of financial products they offer, ranging from simple payroll check cashing to short-term installment loans and personal credit lines. Processing fees, required identification, and funding speeds differ between dedicated check cashers and traditional consumer loan offices. A map pin shows proximity, but it will not indicate whether a specific location handles hand-written checks, government benefits, or immediate cash payouts.

  1. Speedy Cash

    5900 Brainerd Rd, Chattanooga, TN 37411

    MON – FRI: 8am – 8pm (CT), SAT: 9am – 12pm (CT), SUN: Closed

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  2. Advance America

    5250 Brainerd Rd Ste. 102, Chattanooga, TN 37411

    Mon: 10:00 AM–6:00 PM, Sat: 10:00 AM–2:00 PM, Sun: Closed

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  3. Cash Express

    4925 Brainerd Rd, Chattanooga, TN 37411

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  4. Kinsmith Finance

    6910 Shallowford Rd, 112, Chattanooga, TN 37421

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  5. Security Finance

    3736 Ringgold Rd, Chattanooga, TN 37412

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  6. Cash Express

    3216 Dayton Blvd, Chattanooga, TN 37415

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  7. Cash Express

    5227 Tennessee 153, Chattanooga, TN 37343

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  8. Cash Express

    7431 E Brainerd Rd, Chattanooga, TN 37421

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  9. Check Into Cash

    4620 Highway 58 Ste 100, Chattanooga, TN 37416

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  10. Covington Credit

    4011 Brainerd Rd Ste 133, Chattanooga, TN 37411

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  11. Kinsmith Finance

    4620 Highway 58, Ste 100, Chattanooga, TN 37416

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  12. OneMain Financial

    1925 Gunbarrel Rd Ste 109, Chattanooga, TN 37421

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  13. Quick Credit

    1408 Gunbarrel Rd Ste 113, Chattanooga, TN 37421

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  14. Speedy Cash

    7200 Shallowford Rd Ste 113, Chattanooga, TN 37421

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  15. Tennessee Title Loans, Inc.

    3600 Brainerd Rd, Chattanooga, TN 37411

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  16. Check Exchange

    801 Signal Mountain Rd, Chattanooga, TN 37405-1825

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  17. Chattanooga Loan Company

    8126 E Brainerd Rd Ste 116, Chattanooga, TN 37421-8348

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  18. Payday

    3416 Rossville Blvd, Chattanooga, TN 37407-1900

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  19. Check Advance Overdraft Service

    5022 Rossville Blvd, Chattanooga, TN 37407-3529

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  20. Check Into Cash

    3801 Tennessee Ave Ste F, Chattanooga, TN 37409

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  21. Easy Money

    5707 Brainerd Rd, Chattanooga, TN 37411

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  22. Easy Money Title Pawn and Payday Loans

    809 Ashland Ter, Chattanooga, TN 37415

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  23. Lendmark Financial Services

    5337 Ringgold Rd, Chattanooga, TN 37412-3125

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Bring the right documentation. Bring a valid government-issued photo ID, your most recent proof of income or pay stub, and a recent utility bill to verify your current residence before applying for a loan or cashing a check.

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Check Cashing and Payday Loan Stores near Chattanooga

Good to know

What do I need to bring to cash a payroll or government check?

You typically need a current government-issued photo ID, such as a driver's license or passport, and the endorsed check. Some stores may also ask for a secondary form of identification or a phone number to verify the check with the issuer.

How much do check cashing services usually cost?

Fees are often set as a percentage of the check's total face value, typically ranging from 1% to 5% for payroll or government checks. Personal or unverified checks usually carry higher percentage fees due to the additional processing risk.

What is the difference between a payday loan and a consumer installment loan?

Payday loans are usually smaller, short-term advances meant to be repaid in full on your next payday. Consumer installment loans offer larger principal amounts that are paid back over several months through fixed scheduled payments.