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Installment Loan Stores in Union City, TN

8 of the 13 pawn shops, check cashing and loan stores we list in Union City are installment loan options.

Installment loans differ primarily in repayment terms, interest rate structures, and whether they require personal property as collateral. Some lenders focus on unsecured personal loans with fixed monthly payments, while others specialize in auto title loans that use your vehicle as security. A map location will not tell you if a store handles auto loans, requires proof of income, or reports your payments to major credit bureaus.

  1. Security Finance

    206 E Reelfoot Ave #5, Union City, TN 38261

    Electronics
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  2. Discount Cash Advance

    906 Perkins St, Union City, TN 38261

    Layaway
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  3. Advance Financial

    1704 W Reelfoot Ave, Union City, TN 38261

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  4. Check Into Cash

    1307 W Reelfoot Ave, Union City, TN 38261

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  5. State Finance of Union City

    1313 W Reelfoot Ave B, Union City, TN 38261

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  6. Tennessee Title Loans

    121 W Reelfoot Ave, Union City, TN 38261

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  7. Ez Money

    113 S Division St, Union City, TN 38261

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  8. Kwik Cash

    407 W Reelfoot Ave, Union City, TN 38261

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Check lender requirements. Bring a valid government ID, your most recent pay stubs, a bank statement, and your vehicle title if you are applying for an auto-backed loan.

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Installment Loan Stores near Union City

Good to know

How do installment loans differ from payday loans?

Installment loans are repaid over several months or years through scheduled, equal payments rather than in a single lump sum on your next payday. This structure typically offers lower individual payment amounts, though total interest costs depend on the loan duration.

What do I need to apply for an installment loan?

Most physical storefronts require a government-issued photo ID, proof of steady income such as pay stubs, and an active checking account. If you are seeking an auto installment loan, you will also need to present the vehicle, its clear title, and proof of insurance.

Can I get an installment loan with poor credit?

Many storefront installment lenders work with borrowers who have low credit scores or limited credit histories. Approval often relies more heavily on your current income and employment stability, though interest rates are typically higher for higher-risk applicants.