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Installment Loan Stores in Killeen, TX

10 of the 31 pawn shops, check cashing and loan stores we list in Killeen are installment loan options.

Installment loans differ primarily in repayment terms, interest rate structures, and whether they require personal property as collateral. Some lenders focus on unsecured personal loans with fixed monthly payments, while others specialize in auto title loans that use your vehicle as security. A map location will not tell you if a store handles auto loans, requires proof of income, or reports your payments to major credit bureaus.

  1. Western Finance

    2006 E Rancier Ave Ste 800, Killeen, TX 76541

    ElectronicsFirearms
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  2. Payment 1 Loans

    2501 S W S Young Dr, Killeen, TX 76541

    Layaway
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  3. Security Finance

    311 N Gray St, Killeen, TX 76541-5244

    Electronics
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  4. ACE Cash Express

    1040 S Fort Hood St, Killeen, TX 76541

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  5. Omni Military Loans

    914A W Rancier Ave, Killeen, TX 76541

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  6. OneMain Financial

    3213 E Central Texas Expy, Killeen, TX 76543-7322

    Monday, Wednesday, Friday 8:30 a.m. to 5:30 p.m.

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  7. ACE Cash Express

    205 W Rancier Ave Ste K, Killeen, TX 76541

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  8. Regional Finance

    1900 E Elms Rd Ste 200, Killeen, TX 76542

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  9. Austin Finance Co.

    333 E Avenue D, Killeen, TX 76541-5240

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  10. Service Loan Co & Tax Service

    331 E Avenue D, Killeen, TX 76541-5240

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Check lender requirements. Bring a valid government ID, your most recent pay stubs, a bank statement, and your vehicle title if you are applying for an auto-backed loan.

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Good to know

How do installment loans differ from payday loans?

Installment loans are repaid over several months or years through scheduled, equal payments rather than in a single lump sum on your next payday. This structure typically offers lower individual payment amounts, though total interest costs depend on the loan duration.

What do I need to apply for an installment loan?

Most physical storefronts require a government-issued photo ID, proof of steady income such as pay stubs, and an active checking account. If you are seeking an auto installment loan, you will also need to present the vehicle, its clear title, and proof of insurance.

Can I get an installment loan with poor credit?

Many storefront installment lenders work with borrowers who have low credit scores or limited credit histories. Approval often relies more heavily on your current income and employment stability, though interest rates are typically higher for higher-risk applicants.