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Check Cashing and Payday Loan Stores in Killeen, TX

10 of the 31 pawn shops, check cashing and loan stores we list in Killeen are check cashing or payday loan services.

Stores in this category vary significantly by the type of financial products they offer, ranging from simple payroll check cashing to short-term installment loans and personal credit lines. Processing fees, required identification, and funding speeds differ between dedicated check cashers and traditional consumer loan offices. A map pin shows proximity, but it will not indicate whether a specific location handles hand-written checks, government benefits, or immediate cash payouts.

  1. Advance America

    2600 Trimmier Rd Ste 400, Killeen, TX 76542

    Mon 10:00 AM–6:00 PM, Sat 10:00 AM–3:00 PM

  2. Security Finance

    2809 W Stan Schlueter Loop, Ste 102, Killeen, TX 76549

    Monday–Friday 8:30 AM – 5:30 PM

  3. Service Loans

    902 W Central Texas Expressway Ste D, Killeen, TX 76541

    Monday–Friday 8:30AM–5:30PM

  4. Texas Car Title & Payday Loan Services

    119 W Rancier Ave, Killeen, TX 76541-3346

    Mon-Fri 9am–5pm

  5. Cash Store

    719 W Rancier Ave, Killeen, TX 76541

  6. Texas Car Title & Payday Loan Services, Inc.

    2505 S Fort Hood St, Killeen, TX 76542

  7. CashMax Title & Loan

    2501 S W S Young Dr # 501, Killeen, TX 76542

  8. OneMain Financial

    2201 SW S Young Dr Ste 112A, Killeen, TX 76543

  9. Covington Credit

    810 NW S Young Dr Ste 105, Killeen, TX 76543

  10. Ez Payday Loans

    2500 SW S Young Dr, Killeen, TX 76542

Bring the right documentation. Bring a valid government-issued photo ID, your most recent proof of income or pay stub, and a recent utility bill to verify your current residence before applying for a loan or cashing a check.

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Check Cashing and Payday Loan Stores near Killeen

Good to know

What do I need to bring to cash a payroll or government check?

You typically need a current government-issued photo ID, such as a driver's license or passport, and the endorsed check. Some stores may also ask for a secondary form of identification or a phone number to verify the check with the issuer.

How much do check cashing services usually cost?

Fees are often set as a percentage of the check's total face value, typically ranging from 1% to 5% for payroll or government checks. Personal or unverified checks usually carry higher percentage fees due to the additional processing risk.

What is the difference between a payday loan and a consumer installment loan?

Payday loans are usually smaller, short-term advances meant to be repaid in full on your next payday. Consumer installment loans offer larger principal amounts that are paid back over several months through fixed scheduled payments.