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Pawn Shops in Scottsdale, AZ

17 of the 45 pawn shops, check cashing and loan stores we list in Scottsdale are pawn shops.

Pawn shops vary significantly in the inventory they carry, with some focusing on high-end jewelry and electronics while others stock tools, firearms, or musical instruments. Loan terms, interest rates, and retail pricing also differ based on location and corporate or independent ownership. A map pin confirms a store is open, but it will not show you their current valuation policies or what items they accept for collateral.

  1. North Scottsdale Loan and Gold

    7126 E Shea Blvd Ste, Scottsdale, AZ 85254

    M-F 9AM-6PM SAT-SUN 10AM-5PM

    Buys goldJewelryElectronics
  2. Pawn1st

    6413 E Thomas Rd, Scottsdale, AZ 85251-6005

    Buys goldJewelryElectronicsLayaway
  3. Pawn1st

    3116 N Scottsdale Rd, Scottsdale, AZ 85251-7212

    Buys goldJewelryElectronicsLayaway
  4. North Scottsdale Pawn Shop

    10812 N Scottsdale Rd, Scottsdale, AZ 85254-5242

    10% interest for first 30 days

    JewelryElectronicsFirearms
  5. Scottsdale Pawn Shop

    2200 N Scottsdale Rd, Scottsdale, AZ 85257-2145

    M-F 10am-6pm SAT 10am-4pm

    JewelryElectronicsFirearms
  6. Gold Star Pawn & Loan

    7162 E Thomas Rd, Scottsdale, AZ 85251-7237

    M-F 10-6 Sat 10-5

    Buys goldJewelryElectronics
  7. Pawn Now

    7841 E McDowell Rd, Scottsdale, AZ 85257

    JewelryElectronicsFirearms
  8. Scottsdale Loan Company

    14301 N 87th St Ste 118, Scottsdale, AZ 85260

    Buys goldJewelryElectronics
  9. AZ Jewelry and Loan

    10233 N Scottsdale Rd, Scottsdale, AZ 85253-1424

    Tues-Sat 10am-5pm

    Buys goldJewelry
  10. Biltmore Loan and Jewelry

    10830 N Scottsdale Rd, Scottsdale, AZ 85254-5242

    Mon 9am-5pm, Tue 9am-5pm, Wed 9am-5pm, Thu 9am-5pm, Fri 9am-5pm, Sat 9am-3pm

    Buys goldJewelry
  11. Diamond Banc

    7702 E Doubletree Ranch Rd #300, Scottsdale, AZ 85258

    Buys goldJewelry
  12. The Luxe Exchange

    6991 E Camelback Rd #D300, Scottsdale, AZ 85251

    Buys goldJewelry
  13. Diamonds and Beyond

    15231 N 87th St, Scottsdale, AZ 85260-2643

    Jewelry
  14. North Scottsdale Loan and Guns

    7126 E Shea Blvd A, Scottsdale, AZ 85254

    Firearms
  15. Rising Star Jewelry and Loan

    8040 E Morgan Trail #6, Scottsdale, AZ 85258

  16. SuperPawn

    1302 N Scottsdale Rd, Scottsdale, AZ 85257

  17. Executive Pawn

    15231 N 87th St #125, Scottsdale, AZ 85260

Bring valid photo ID. State regulations require a government-issued ID for all pawn loans and outright sales, and most stores require items to be clean and fully functional before making an offer.

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Good to know

What is the difference between pawning an item and selling it?

Pawning an item means using it as collateral for a short-term cash loan, which you can reclaim after repaying the principal plus interest and fees. Selling is a final transaction where you relinquish ownership of the item in exchange for immediate cash. Pawn offers are typically lower than outright sale offers because the shop must store and hold the item.

How long do I have to pay back a pawn loan?

Standard pawn loan terms are typically 30 days, though exact timeframes are set by state and local laws. Most shops allow you to extend or renew the loan by paying the interest accrued for that period. If you do not repay or extend the loan, the shop takes ownership of the item to resell, which does not affect your credit score.

How do pawn shops determine how much money to offer?

Appraisers look at the item's current secondary market value, condition, brand, and likelihood of reselling if the loan defaults. For precious metals and jewelry, valuation relies on the current spot price of gold or silver alongside stone quality. Expect offers to be a percentage of the item's resale value rather than its original retail price.