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Check Cashing and Payday Loan Stores in Scottsdale, AZ

9 of the 45 pawn shops, check cashing and loan stores we list in Scottsdale are check cashing or payday loan services.

Stores in this category vary significantly by the type of financial products they offer, ranging from simple payroll check cashing to short-term installment loans and personal credit lines. Processing fees, required identification, and funding speeds differ between dedicated check cashers and traditional consumer loan offices. A map pin shows proximity, but it will not indicate whether a specific location handles hand-written checks, government benefits, or immediate cash payouts.

  1. Ace Cash Express

    1029 N Scottsdale Rd, Scottsdale, AZ 85257-3425

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  2. Cash Time Loan Centers

    8590 E Shea Blvd Ste 110, Scottsdale, AZ 85260

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  3. Fry's Money Services

    4842 E Bell Rd, Scottsdale, AZ 85254

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  4. Speedy Cash

    7202 E Mcdowell Rd, Scottsdale, AZ 85257

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  5. Fry's Money Services

    6321 E Greenway Rd, Scottsdale, AZ 85254

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  6. Fry's Money Services

    10450 N 90th St, Scottsdale, AZ 85258

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  7. Alternative Merchant Processing

    34522 N Scottsdale Rd Ste 258, Scottsdale, AZ 85266-1224

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  8. Maxx Merchants North Scottsdale

    14301 N 87th St Ste 109, Scottsdale, AZ 85260-3687

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  9. Spirit Finance

    14631 N Scottsdale Rd Ste 200, Scottsdale, AZ 85254-2786

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Bring the right documentation. Bring a valid government-issued photo ID, your most recent proof of income or pay stub, and a recent utility bill to verify your current residence before applying for a loan or cashing a check.

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Check Cashing and Payday Loan Stores near Scottsdale

Good to know

What do I need to bring to cash a payroll or government check?

You typically need a current government-issued photo ID, such as a driver's license or passport, and the endorsed check. Some stores may also ask for a secondary form of identification or a phone number to verify the check with the issuer.

How much do check cashing services usually cost?

Fees are often set as a percentage of the check's total face value, typically ranging from 1% to 5% for payroll or government checks. Personal or unverified checks usually carry higher percentage fees due to the additional processing risk.

What is the difference between a payday loan and a consumer installment loan?

Payday loans are usually smaller, short-term advances meant to be repaid in full on your next payday. Consumer installment loans offer larger principal amounts that are paid back over several months through fixed scheduled payments.