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Pawn Shops in Wilmington, NC

12 of the 20 pawn shops, check cashing and loan stores we list in Wilmington are pawn shops.

Pawn shops vary significantly in the inventory they carry, with some focusing on high-end jewelry and electronics while others stock tools, firearms, or musical instruments. Loan terms, interest rates, and retail pricing also differ based on location and corporate or independent ownership. A map pin confirms a store is open, but it will not show you their current valuation policies or what items they accept for collateral.

  1. South Square Pawn

    2392 Carolina Beach Rd, Wilmington, NC 28401-7604

    Mon - Fri 9am - 7pm

    Buys goldJewelryElectronicsFirearms
    Call Website Directions

  2. Pawn South Carolina Beach Rd.

    2054 Carolina Beach Rd, Wilmington, NC 28401-7245

    Buys goldJewelryElectronicsLayaway
    Call Website Directions

  3. Hanover Jewelry & Pawn

    5601 Carolina Beach Rd, Wilmington, NC 28412-3695

    Monday-Friday 9am-6pm

    JewelryElectronicsFirearms
    Call Website Directions

  4. Picasso Pawn

    5030 Market St, Wilmington, NC 28405-3430

    Monday through Saturday, 9am to 6pm

    Buys goldJewelryElectronicsFirearms
    Call Directions

  5. Pawn Usa

    2392 Carolina Beach Rd, Wilmington, NC 28401-7664

    Mon-Fri 9am-7pm, Sat 9am-6pm

    ElectronicsFirearms
    Call Website Directions

  6. Pawn USA

    3922 Market St, Wilmington, NC 28403

    Call Website Directions

  7. Jim's Pawn & Guns

    4212 Oleander Dr, Wilmington, NC 28403-6822

    Call Website Directions

  8. National Pawn and Jewelry

    1319 S College Rd, Wilmington, NC 28403-5102

    Call Directions

  9. Opm Pawn

    2245 Carolina Beach Rd Ste A, Wilmington, NC 28401-7651

    Call Directions

  10. National Pawn

    1702 Dawson St, Wilmington, NC 28403

    Directions

  11. Pawn South

    1818 Oleander Drive, Wilmington, NC 28403

    Directions

  12. National Pawn

    5030 Market St, Wilmington, NC 28405

    Directions
Bring valid photo ID. State regulations require a government-issued ID for all pawn loans and outright sales, and most stores require items to be clean and fully functional before making an offer.

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Good to know

What is the difference between pawning an item and selling it?

Pawning an item means using it as collateral for a short-term cash loan, which you can reclaim after repaying the principal plus interest and fees. Selling is a final transaction where you relinquish ownership of the item in exchange for immediate cash. Pawn offers are typically lower than outright sale offers because the shop must store and hold the item.

How long do I have to pay back a pawn loan?

Standard pawn loan terms are typically 30 days, though exact timeframes are set by state and local laws. Most shops allow you to extend or renew the loan by paying the interest accrued for that period. If you do not repay or extend the loan, the shop takes ownership of the item to resell, which does not affect your credit score.

How do pawn shops determine how much money to offer?

Appraisers look at the item's current secondary market value, condition, brand, and likelihood of reselling if the loan defaults. For precious metals and jewelry, valuation relies on the current spot price of gold or silver alongside stone quality. Expect offers to be a percentage of the item's resale value rather than its original retail price.