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Pawn Shops in Durham, NC

10 of the 18 pawn shops, check cashing and loan stores we list in Durham are pawn shops.

Pawn shops vary significantly in the inventory they carry, with some focusing on high-end jewelry and electronics while others stock tools, firearms, or musical instruments. Loan terms, interest rates, and retail pricing also differ based on location and corporate or independent ownership. A map pin confirms a store is open, but it will not show you their current valuation policies or what items they accept for collateral.

  1. Picasso Pawn

    5004 NC-55, Durham, NC 27713-9433

    Monday through Saturday, 9am to 6pm

    Buys goldJewelryFirearms
  2. National Pawn

    2731 Durham Chapel Hill Blvd, Durham, NC 27707-2869

    Buys goldJewelryElectronicsLayaway
  3. National Pawn

    3407 N Roxboro St, Durham, NC 27704-3257

    Buys goldJewelryElectronicsLayaway
  4. Picasso Pawn

    1618 S Miami Blvd, Durham, NC 27703-5628

    Monday through Saturday, 9am to 6pm

    Buys goldJewelryFirearms
  5. National Pawn and Jewelry

    2334 Guess Rd, Durham, NC 27705

    Buys goldJewelryElectronicsLayaway
  6. National Pawn

    3165 Hillsborough Rd, Durham, NC 27705-3002

    Buys goldJewelryElectronicsLayaway
  7. Pat's Pawn Shop (A Picasso Company)

    1715 Holloway St, Durham, NC 27703

    Monday through Saturday, 9am to 6pm

    Buys goldJewelryFirearms
  8. Picasso Pawn

    2216 N Roxboro St, Durham, NC 27704-4343

    Monday through Saturday, 9am to 6pm

    Buys goldJewelryFirearms
  9. Picasso Pawn

    928 N Miami Blvd, Durham, NC 27703-2228

    Monday through Saturday, 9am to 6pm

    Buys goldJewelryFirearms
  10. Affordable Jewelry and Pawn Inc

    3616 Hillsborough Rd, Durham, NC 27705

Bring valid photo ID. State regulations require a government-issued ID for all pawn loans and outright sales, and most stores require items to be clean and fully functional before making an offer.

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Good to know

What is the difference between pawning an item and selling it?

Pawning an item means using it as collateral for a short-term cash loan, which you can reclaim after repaying the principal plus interest and fees. Selling is a final transaction where you relinquish ownership of the item in exchange for immediate cash. Pawn offers are typically lower than outright sale offers because the shop must store and hold the item.

How long do I have to pay back a pawn loan?

Standard pawn loan terms are typically 30 days, though exact timeframes are set by state and local laws. Most shops allow you to extend or renew the loan by paying the interest accrued for that period. If you do not repay or extend the loan, the shop takes ownership of the item to resell, which does not affect your credit score.

How do pawn shops determine how much money to offer?

Appraisers look at the item's current secondary market value, condition, brand, and likelihood of reselling if the loan defaults. For precious metals and jewelry, valuation relies on the current spot price of gold or silver alongside stone quality. Expect offers to be a percentage of the item's resale value rather than its original retail price.