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Pawn Shops in Dayton, OH

18 of the 39 pawn shops, check cashing and loan stores we list in Dayton are pawn shops.

Pawn shops vary significantly in the inventory they carry, with some focusing on high-end jewelry and electronics while others stock tools, firearms, or musical instruments. Loan terms, interest rates, and retail pricing also differ based on location and corporate or independent ownership. A map pin confirms a store is open, but it will not show you their current valuation policies or what items they accept for collateral.

  1. Mr. Pawn Shop

    1340 Linden Ave, Dayton, OH 45410-2852

    Mon 9am-6pm, Tue 9am-6pm, Wed 9am-6pm, Thu 9am-6pm, Fri 9am-6pm, Sat 9am-6pm

    Buys goldJewelryElectronicsFirearms
    Call Website Directions

  2. Cash America Pawn

    2933 Linden Ave, Dayton, OH 45410-3038

    Buys goldJewelryElectronicsLayaway
    Call Website Directions

  3. The Loan Star Pawn Shop

    5335 N Dixie Dr, Dayton, OH 45414-3915

    JewelryElectronicsFirearms
    Call Website Directions

  4. Don's Pawn Shop

    107 E 3rd St, Dayton, OH 45402-2129

    JewelryElectronicsFirearms
    Call Website Directions

  5. Lev's Pawn Shop

    3551 Salem Ave, Dayton, OH 45406-2632

    JewelryElectronicsFirearms
    Call Website Directions

  6. Cash America Pawn

    5586 N Springboro Pike, Dayton, OH 45449-2804

    Buys goldElectronicsLayaway
    Call Website Directions

  7. 1st Rate 2nd Hand

    639 Watervliet Ave, Dayton, OH 45420-2544

    Tuesday to Saturday 12:00PM–7:00PM

    Electronics
    Call Website Directions

  8. Old World Jewelry and Loan

    3716 N Main St, Dayton, OH 45405-2405

    Monday-Friday 9:30am-6:00pm

    Jewelry
    Call Website Directions

  9. All-Star Pawn

    1325 E 3rd St, Dayton, OH 45403-1816

    Buys gold
    Call Website Directions

  10. Gordon's Jewelry and Loan

    1500 E 3rd St, Dayton, OH 45403-1821

    Call Website Directions

  11. Rich's Pawn Shop

    708 Watervliet Ave, Dayton, OH 45420

    Call Directions

  12. Ohio Loan Co Inc

    3028 Salem Ave, Dayton, OH 45406-2706

    Call Directions

  13. Ohio Loan Co.

    1171 W 3rd St, Dayton, OH 45402-6813

    Call Directions

  14. Cashland

    4977 N Main St, Dayton, OH 45415

    Call Directions

  15. Cashland

    602 Woodman Dr, Dayton, OH 45431

    Call Directions

  16. Dugan's Pawn Shop

    4625 N Dixie Dr, Dayton, OH 45414-4605

    Call Directions

  17. Moraine City Pawn

    4725 Springboro Pike, Dayton, OH 45439

    Call Directions

  18. Anybody's Pawn Shop

    1525 Wayne Ave, Dayton, OH 45410

    Call Directions
Bring valid photo ID. State regulations require a government-issued ID for all pawn loans and outright sales, and most stores require items to be clean and fully functional before making an offer.

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Good to know

What is the difference between pawning an item and selling it?

Pawning an item means using it as collateral for a short-term cash loan, which you can reclaim after repaying the principal plus interest and fees. Selling is a final transaction where you relinquish ownership of the item in exchange for immediate cash. Pawn offers are typically lower than outright sale offers because the shop must store and hold the item.

How long do I have to pay back a pawn loan?

Standard pawn loan terms are typically 30 days, though exact timeframes are set by state and local laws. Most shops allow you to extend or renew the loan by paying the interest accrued for that period. If you do not repay or extend the loan, the shop takes ownership of the item to resell, which does not affect your credit score.

How do pawn shops determine how much money to offer?

Appraisers look at the item's current secondary market value, condition, brand, and likelihood of reselling if the loan defaults. For precious metals and jewelry, valuation relies on the current spot price of gold or silver alongside stone quality. Expect offers to be a percentage of the item's resale value rather than its original retail price.