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Check Cashing and Payday Loan Stores in Dayton, OH

19 of the 39 pawn shops, check cashing and loan stores we list in Dayton are check cashing or payday loan services.

Stores in this category vary significantly by the type of financial products they offer, ranging from simple payroll check cashing to short-term installment loans and personal credit lines. Processing fees, required identification, and funding speeds differ between dedicated check cashers and traditional consumer loan offices. A map pin shows proximity, but it will not indicate whether a specific location handles hand-written checks, government benefits, or immediate cash payouts.

  1. Check 'n Go

    4498 N Main St #5, Dayton, OH 45405

    Layaway
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  2. CheckSmart

    4212 Linden Ave, Dayton, OH 45432

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  3. CheckSmart

    5521 Salem Ave, Dayton, OH 45426

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  4. CheckSmart

    2129 Needmore Rd, Dayton, OH 45414

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  5. CheckSmart

    2930 W Alex Bell Rd, Dayton, OH 45459

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  6. Kroger Money Services

    700 Spinning Rd, Dayton, OH 45431-2844

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  7. LoanMax Title Loans

    5505 N Dixie Dr, Dayton, OH 45414

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  8. LoanMax Title Loans

    900 S Patterson Blvd, Dayton, OH 45402

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  9. LoanMax Title Loans

    5799 Springboro Pike, Dayton, OH 45449

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  10. LoanMax Title Loans

    2601 S Smithville Rd, Dayton, OH 45420

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  11. National Cash Advance - Closed

    5678 Springboro Pike, Dayton, OH 45449

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  12. United Check Cashing

    5615 N Dixie Dr, Dayton, OH 45414

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  13. Kroger Money

    4506 Brandt Pike, Dayton, OH 45424

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  14. Kroger Money

    3520 W Siebenthaler Ave, Dayton, OH 45406

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  15. PLS Check Cashers

    5650 N Dixie Dr, Dayton, OH 45414

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  16. Quick Cash Loans

    2811 Wilmington Pike, Dayton, OH 45419-2144

    Electronics
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  17. Check Into Cash

    170 Woodman Dr, Dayton, OH 45431

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  18. Local Payday Loans

    1333 E 2nd St Unit Dayton, Dayton, OH 45403-1020

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  19. Quik Cash

    6075 Brandt Pike, Dayton, OH 45424-4014

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Bring the right documentation. Bring a valid government-issued photo ID, your most recent proof of income or pay stub, and a recent utility bill to verify your current residence before applying for a loan or cashing a check.

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Check Cashing and Payday Loan Stores near Dayton

Good to know

What do I need to bring to cash a payroll or government check?

You typically need a current government-issued photo ID, such as a driver's license or passport, and the endorsed check. Some stores may also ask for a secondary form of identification or a phone number to verify the check with the issuer.

How much do check cashing services usually cost?

Fees are often set as a percentage of the check's total face value, typically ranging from 1% to 5% for payroll or government checks. Personal or unverified checks usually carry higher percentage fees due to the additional processing risk.

What is the difference between a payday loan and a consumer installment loan?

Payday loans are usually smaller, short-term advances meant to be repaid in full on your next payday. Consumer installment loans offer larger principal amounts that are paid back over several months through fixed scheduled payments.