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Pawn Shops in Knoxville, TN

15 of the 65 pawn shops, check cashing and loan stores we list in Knoxville are pawn shops.

Pawn shops vary significantly in the inventory they carry, with some focusing on high-end jewelry and electronics while others stock tools, firearms, or musical instruments. Loan terms, interest rates, and retail pricing also differ based on location and corporate or independent ownership. A map pin confirms a store is open, but it will not show you their current valuation policies or what items they accept for collateral.

  1. EZPAWN

    1016 Merchant Dr, Knoxville, TN 37912-4752

    Mon-Fri 9-6pm, Sat 9-6pm

    Buys goldJewelryElectronicsFirearmsLayaway
    Call Website Directions

  2. EZPAWN

    3911 E Magnolia Ave, Knoxville, TN 37914-3518

    Mon-Fri 10-5pm, Sat 10-5pm

    Buys goldJewelryElectronicsFirearmsLayaway
    Call Website Directions

  3. CAP

    2133 E Magnolia Ave NE, Knoxville, TN 37917-8130

    Buys goldJewelryElectronicsLayaway
    Call Website Directions

  4. Cash America Pawn

    2634 N Broadway St, Knoxville, TN 37917-3803

    Buys goldJewelryElectronicsLayaway
    Call Website Directions

  5. Cash America Pawn

    8420 Kingston Pike, Knoxville, TN 37919-5351

    Buys goldJewelryElectronicsLayaway
    Call Website Directions

  6. Harvey's Pistol & Pawn

    5305 Clinton Plaza Dr, Knoxville, TN 37912-3831

    FirearmsLayaway
    Call Website Directions

  7. U.S. Money Shops

    4014 Chapman Hwy, Knoxville, TN 37920

    Call Website Directions

  8. Cash America Pawn

    2907 Tazewell Pike, Knoxville, TN 37918

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  9. Fast Cash Plus

    5100 Clinton Hwy, Knoxville, TN 37912-3840

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  10. Payday Pawn

    5105 Clinton Hwy, Knoxville, TN 37912-3841

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  11. Cash America Pawn

    3917 Western Ave, Knoxville, TN 37921-4452

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  12. Atomic Pawn

    8843 Kingston Pike, Knoxville, TN 37923-5000

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  13. Easy Money Pawn

    6140 Clinton Hwy, Knoxville, TN 37912-2552

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  14. Title Max

    7213 Kingston Pike, Knoxville, TN 37919-5602

    Call Directions

  15. Cash America Pawn

    4014 Chapman Highway, Knoxville, TN 37920

    Directions
Bring valid photo ID. State regulations require a government-issued ID for all pawn loans and outright sales, and most stores require items to be clean and fully functional before making an offer.

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Good to know

What is the difference between pawning an item and selling it?

Pawning an item means using it as collateral for a short-term cash loan, which you can reclaim after repaying the principal plus interest and fees. Selling is a final transaction where you relinquish ownership of the item in exchange for immediate cash. Pawn offers are typically lower than outright sale offers because the shop must store and hold the item.

How long do I have to pay back a pawn loan?

Standard pawn loan terms are typically 30 days, though exact timeframes are set by state and local laws. Most shops allow you to extend or renew the loan by paying the interest accrued for that period. If you do not repay or extend the loan, the shop takes ownership of the item to resell, which does not affect your credit score.

How do pawn shops determine how much money to offer?

Appraisers look at the item's current secondary market value, condition, brand, and likelihood of reselling if the loan defaults. For precious metals and jewelry, valuation relies on the current spot price of gold or silver alongside stone quality. Expect offers to be a percentage of the item's resale value rather than its original retail price.