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Pawn Shops in Memphis, TN

31 of the 131 pawn shops, check cashing and loan stores we list in Memphis are pawn shops.

Pawn shops vary significantly in the inventory they carry, with some focusing on high-end jewelry and electronics while others stock tools, firearms, or musical instruments. Loan terms, interest rates, and retail pricing also differ based on location and corporate or independent ownership. A map pin confirms a store is open, but it will not show you their current valuation policies or what items they accept for collateral.

  1. EZ Pawn

    5286 Winchester Rd, Memphis, TN 38118-5561

    Mon-Fri 10-6pm, Sat 10-6pm

    Buys goldJewelryElectronicsFirearmsLayaway
  2. EZ Pawn

    1410 Poplar Ave, Memphis, TN 38104-2903

    Mon-Fri 10-6pm, Sat 10-6pm

    Buys goldJewelryElectronicsFirearmsLayaway
  3. EZPAWN

    4751 Summer Ave, Memphis, TN 38122-4731

    Mon-Fri 10-6pm, Sat 10-6pm

    Buys goldJewelryElectronicsFirearmsLayaway
  4. Advantage Pawn

    1510 E Shelby Dr, Memphis, TN 38116-7256

    Mon-Sat 8:30am-5:30pm

    Buys goldJewelryElectronicsFirearmsLayaway
  5. CAP

    1133 S Bellevue Blvd, Memphis, TN 38106-2344

    Buys goldJewelryElectronicsLayaway
  6. Cash America Pawn

    4619 Elvis Presley Blvd, Memphis, TN 38116-7109

    Buys goldJewelryElectronicsLayaway
  7. Cash America Pawn

    3337 Overton Crossing St, Memphis, TN 38127-6545

    Buys goldJewelryElectronicsLayaway
  8. Cash Jewelry Loans

    5050 Poplar Ave Ste 130, Memphis, TN 38157-0130

    Mon-Fri 9:30-5pm, Sat 10-2pm

    Buys goldJewelryLayaway
  9. Cash America Pawn

    3305 Austin Peay Hwy, Memphis, TN 38128-3810

    Buys goldJewelryElectronicsLayaway
  10. Cash America Pawn

    1302 Poplar Ave, Memphis, TN 38104-2005

    Buys goldJewelryElectronicsLayaway
  11. Cash America Pawn

    3880 Park Ave, Memphis, TN 38111-6635

    Buys goldJewelryElectronicsLayaway
  12. Cash America Pawn

    2421 Covington Pike, Memphis, TN 38128-6935

    Buys goldJewelryElectronicsLayaway
  13. Cash America Pawn

    2378 Lamar Ave, Memphis, TN 38114-3707

    Buys goldJewelryElectronicsLayaway
  14. American Loan Co

    636 Poplar Ave, Memphis, TN 38105-4531

    Buys goldJewelryElectronicsLayaway
  15. Cash America Pawn

    3644 Lamar Ave, Memphis, TN 38118-2839

    Buys goldJewelryElectronicsLayaway
  16. Cash America Pawn

    1910 S 3rd St, Memphis, TN 38109-7714

    Buys goldJewelryElectronicsLayaway
  17. Cash America Pawn

    3454 S 3rd St, Memphis, TN 38109-8204

    Buys goldJewelryElectronicsLayaway
  18. Cash America Pawn

    3447 Millbranch Rd, Memphis, TN 38116-3625

    Buys goldJewelryElectronicsLayaway
  19. Cash America Pawn

    1133 S Bellevue Blvd, Memphis, TN 38106

    JewelryElectronics
  20. Best Pawn

    3202 Jackson Ave, Memphis, TN 38122-1009

    Mon 9am-5pm, Tue 9am-5pm, Wed 9am-5pm, Thu 9am-5pm, Fri 9am-5pm, Sat 9am-5pm

    JewelryElectronics
  21. A A pawnshop llc

    2830 Austin Peay Hwy, Memphis, TN 38128-5627

    Buys gold
  22. Cash America Pawn

    2198 Frayser Blvd, Memphis, TN 38127

  23. Cash America Pawn

    3500 S Mendenhall Rd, Memphis, TN 38115-4501

  24. Cash America Pawn

    4275 Summer Ave, Memphis, TN 38122-4048

  25. Elvis Pawn Shop

    4381 Elvis Presley Blvd, Memphis, TN 38116

  26. Flash Pawn

    2685 N Watkins St, Memphis, TN 38127-8505

  27. Reliable Pawn & Curio

    3807 Summer Ave, Memphis, TN 38122-3704

  28. Pawn Shop

    646 Poplar Ave, Memphis, TN 38105-4512

  29. Big Daddy's Pawn

    3700 Hickory Hill Rd, Memphis, TN 38115-5003

  30. Southern Pawn & Jewelry

    4651 Knight Arnold Rd, Memphis, TN 38118-3234

  31. TitleBucks

    2365 Frayser Blvd, Memphis, TN 38127

Bring valid photo ID. State regulations require a government-issued ID for all pawn loans and outright sales, and most stores require items to be clean and fully functional before making an offer.

Also in Memphis

More in Memphis and Tennessee

Pawn Shops near Memphis

Good to know

What is the difference between pawning an item and selling it?

Pawning an item means using it as collateral for a short-term cash loan, which you can reclaim after repaying the principal plus interest and fees. Selling is a final transaction where you relinquish ownership of the item in exchange for immediate cash. Pawn offers are typically lower than outright sale offers because the shop must store and hold the item.

How long do I have to pay back a pawn loan?

Standard pawn loan terms are typically 30 days, though exact timeframes are set by state and local laws. Most shops allow you to extend or renew the loan by paying the interest accrued for that period. If you do not repay or extend the loan, the shop takes ownership of the item to resell, which does not affect your credit score.

How do pawn shops determine how much money to offer?

Appraisers look at the item's current secondary market value, condition, brand, and likelihood of reselling if the loan defaults. For precious metals and jewelry, valuation relies on the current spot price of gold or silver alongside stone quality. Expect offers to be a percentage of the item's resale value rather than its original retail price.