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Pawn Shops in Garland, TX

11 of the 27 pawn shops, check cashing and loan stores we list in Garland are pawn shops.

Pawn shops vary significantly in the inventory they carry, with some focusing on high-end jewelry and electronics while others stock tools, firearms, or musical instruments. Loan terms, interest rates, and retail pricing also differ based on location and corporate or independent ownership. A map pin confirms a store is open, but it will not show you their current valuation policies or what items they accept for collateral.

  1. Uncle Dan's Pawn Shop

    2930 Dairy Rd, Garland, TX 75041-3734

    Mon-Fri 9am-6pm, Sat 10am-5pm

    Buys goldJewelryElectronicsFirearmsLayaway
    Call Website Directions

  2. First Cash Pawn

    3209 Forest Ln, Garland, TX 75042-7102

    Buys goldJewelryElectronicsLayaway
    Call Website Directions

  3. Cash America Pawn

    1318 W Centerville Rd, Garland, TX 75041-5907

    Buys goldJewelryElectronicsLayaway
    Call Website Directions

  4. Valu + Pawn

    3601 W Walnut St, Garland, TX 75042-6237

    Buys goldJewelryElectronicsLayaway
    Call Website Directions

  5. Top Cash Pawn - Garland Tx

    1106 Lavon Dr, Garland, TX 75040-5117

    M-F 9am-6pm, Sat 9am-5pm

    Buys goldJewelryElectronics
    Call Website Directions

  6. Ez Pawn

    930 W Centerville Rd, Garland, TX 75041-5823

    Buys goldJewelryElectronicsLayaway
    Call Website Directions

  7. First Cash Pawn

    3121 S 1st St, Garland, TX 75041-3422

    Buys goldElectronicsLayaway
    Call Website Directions

  8. First Cash Pawn

    4025 Broadway Blvd, Garland, TX 75043-2517

    Buys goldElectronicsLayaway
    Call Website Directions

  9. Pawn Superstore

    484 W Interstate 30, Garland, TX 75043-5902

    Buys goldJewelry
    Call Website Directions

  10. Premier Plus Pawn

    2029 S Garland Ave, Garland, TX 75041-1501

    Call Website Directions

  11. American Pawn & Jewelry

    1785 E Interstate 30, Garland, TX 75043-4456

    Call Website Directions
Bring valid photo ID. State regulations require a government-issued ID for all pawn loans and outright sales, and most stores require items to be clean and fully functional before making an offer.

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Good to know

What is the difference between pawning an item and selling it?

Pawning an item means using it as collateral for a short-term cash loan, which you can reclaim after repaying the principal plus interest and fees. Selling is a final transaction where you relinquish ownership of the item in exchange for immediate cash. Pawn offers are typically lower than outright sale offers because the shop must store and hold the item.

How long do I have to pay back a pawn loan?

Standard pawn loan terms are typically 30 days, though exact timeframes are set by state and local laws. Most shops allow you to extend or renew the loan by paying the interest accrued for that period. If you do not repay or extend the loan, the shop takes ownership of the item to resell, which does not affect your credit score.

How do pawn shops determine how much money to offer?

Appraisers look at the item's current secondary market value, condition, brand, and likelihood of reselling if the loan defaults. For precious metals and jewelry, valuation relies on the current spot price of gold or silver alongside stone quality. Expect offers to be a percentage of the item's resale value rather than its original retail price.