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Check Cashing and Payday Loan Stores in Garland, TX

12 of the 27 pawn shops, check cashing and loan stores we list in Garland are check cashing or payday loan services.

Stores in this category vary significantly by the type of financial products they offer, ranging from simple payroll check cashing to short-term installment loans and personal credit lines. Processing fees, required identification, and funding speeds differ between dedicated check cashers and traditional consumer loan offices. A map pin shows proximity, but it will not indicate whether a specific location handles hand-written checks, government benefits, or immediate cash payouts.

  1. Advance America

    447 N Garland Ave, Garland, TX 75040

    Mon: 10:00 AM–6:00 PM, Sat: 10:00 AM–3:00 PM, Sun: Closed

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  2. Speedy Cash

    3422 W Walnut St, Garland, TX 75042

    MON – FRI: 8am – 8pm (CT), SAT: 9am – 12pm (CT), SUN: Closed

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  3. CashMax Title & Loan

    3354 Broadway Blvd, Garland, TX 75043

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  4. Cash Store

    5949 Broadway Blvd Ste 140, Garland, TX 75043

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  5. Cash Store

    5345 N Garland Ave Ste 380, Garland, TX 75040

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  6. Service Loans

    3035 Broadway Blvd Ste F, Garland, TX 75040

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  7. Check Into Cash

    985 W Centerville Road, Meadowcreek Villiage, Garland, TX 75041

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  8. Kroger Money

    532 W Interstate 30, Garland, TX 75043

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  9. Kroger Money

    1406 W Walnut St, Garland, TX 75042

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  10. OneMain Financial

    12225 Greenville Ave Ste 430, Garland, TX 75243

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  11. Ace Cash Express

    3322 Broadway Blvd, Garland, TX 75043-1531

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  12. Covington Credit

    3413 Broadway Blvd Ste 101B, Garland, TX 75043

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Bring the right documentation. Bring a valid government-issued photo ID, your most recent proof of income or pay stub, and a recent utility bill to verify your current residence before applying for a loan or cashing a check.

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Check Cashing and Payday Loan Stores near Garland

Good to know

What do I need to bring to cash a payroll or government check?

You typically need a current government-issued photo ID, such as a driver's license or passport, and the endorsed check. Some stores may also ask for a secondary form of identification or a phone number to verify the check with the issuer.

How much do check cashing services usually cost?

Fees are often set as a percentage of the check's total face value, typically ranging from 1% to 5% for payroll or government checks. Personal or unverified checks usually carry higher percentage fees due to the additional processing risk.

What is the difference between a payday loan and a consumer installment loan?

Payday loans are usually smaller, short-term advances meant to be repaid in full on your next payday. Consumer installment loans offer larger principal amounts that are paid back over several months through fixed scheduled payments.