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Pawn Shops in Virginia Beach, VA

12 of the 36 pawn shops, check cashing and loan stores we list in Virginia Beach are pawn shops.

Pawn shops vary significantly in the inventory they carry, with some focusing on high-end jewelry and electronics while others stock tools, firearms, or musical instruments. Loan terms, interest rates, and retail pricing also differ based on location and corporate or independent ownership. A map pin confirms a store is open, but it will not show you their current valuation policies or what items they accept for collateral.

  1. Kempsville Pawn Shop

    1007 Kempsville Rd, Virginia Beach, VA 23464-5501

    Mon-Fri 9am-5pm

    Buys goldJewelryElectronicsFirearmsLayaway
    Call Website Directions

  2. Liberty Pawn Inc

    368 Newtown Rd, Virginia Beach, VA 23462-1750

    Buys goldJewelryElectronicsFirearmsLayaway
    Call Website Directions

  3. My Pawn

    2372 Virginia Beach Blvd, Virginia Beach, VA 23454

    Buys goldJewelryElectronicsFirearmsLayaway
    Call Website Directions

  4. Hilltop Pawn Shop

    1721 Laskin Rd, Virginia Beach, VA 23454

    Buys goldJewelryElectronicsLayaway
    Call Website Directions

  5. Hilltop Pawn Shop

    1965 Laskin Rd, Virginia Beach, VA 23454-4257

    Buys goldJewelryElectronicsLayaway
    Call Website Directions

  6. Nathan's Lynnhaven Pawn Shop

    1194 Lynnhaven Pkwy, Virginia Beach, VA 23452-4814

    Saturday: 8:30AM - 4:30PM

    Buys goldJewelryElectronics
    Call Website Directions

  7. Superior Pawn and Gun

    4859 Virginia Beach Blvd, Virginia Beach, VA 23462-2722

    11AM–6PM

    ElectronicsFirearms
    Call Website Directions

  8. Princess Anne Pawn & Jewelers

    1943 Lynnhaven Pkwy, Virginia Beach, VA 23453-1643

    Buys goldJewelry
    Call Website Directions

  9. Superior Pawn

    4856 Cleveland St, Virginia Beach, VA 23462

    Firearms
    Call Website Directions

  10. Superior Pawn

    529 Virginia Beach Blvd, Virginia Beach, VA 23451-4278

    Call Website Directions

  11. LCS Better Offer Pawn

    3300 Holland Rd, Virginia Beach, VA 23452-4819

    Call Directions

  12. Liberty Pawn Ii

    3800 Holland Rd Ste 101, Virginia Beach, VA 23452-2800

    Call Directions
Bring valid photo ID. State regulations require a government-issued ID for all pawn loans and outright sales, and most stores require items to be clean and fully functional before making an offer.

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Good to know

What is the difference between pawning an item and selling it?

Pawning an item means using it as collateral for a short-term cash loan, which you can reclaim after repaying the principal plus interest and fees. Selling is a final transaction where you relinquish ownership of the item in exchange for immediate cash. Pawn offers are typically lower than outright sale offers because the shop must store and hold the item.

How long do I have to pay back a pawn loan?

Standard pawn loan terms are typically 30 days, though exact timeframes are set by state and local laws. Most shops allow you to extend or renew the loan by paying the interest accrued for that period. If you do not repay or extend the loan, the shop takes ownership of the item to resell, which does not affect your credit score.

How do pawn shops determine how much money to offer?

Appraisers look at the item's current secondary market value, condition, brand, and likelihood of reselling if the loan defaults. For precious metals and jewelry, valuation relies on the current spot price of gold or silver alongside stone quality. Expect offers to be a percentage of the item's resale value rather than its original retail price.