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Pawn Shops in Richmond, VA

10 of the 38 pawn shops, check cashing and loan stores we list in Richmond are pawn shops.

Pawn shops vary significantly in the inventory they carry, with some focusing on high-end jewelry and electronics while others stock tools, firearms, or musical instruments. Loan terms, interest rates, and retail pricing also differ based on location and corporate or independent ownership. A map pin confirms a store is open, but it will not show you their current valuation policies or what items they accept for collateral.

  1. AmeriPawn

    6019 W Broad St, Richmond, VA 23230-2221

    9am-6pm

    Buys goldJewelryElectronicsFirearmsLayaway
    Call Website Directions

  2. Superior Outlet and Pawn Shop

    3630 Richmond Hwy, Richmond, VA 23234-2628

    Mon-Fri: 9:00am to 6:00pm

    Buys goldJewelryFirearmsLayaway
    Call Website Directions

  3. Jefferson Loan Office

    123 E Broad St, Richmond, VA 23219-1769

    Buys goldJewelryElectronicsLayaway
    Call Website Directions

  4. Golden Goat Pawn Shop

    2203 Brook Rd, Richmond, VA 23220-1509

    Mon-Fri 10am to 6pm

    Buys goldJewelryElectronics
    Call Website Directions

  5. Golden Goat

    5210 Chamberlayne Rd, Richmond, VA 23227-2950

    Mon-Fri 10am to 6pm

    Buys goldJewelryElectronics
    Call Website Directions

  6. Mel's Pawn Shop

    125 Turner Rd, Richmond, VA 23225-6436

    10:30 am – 05:30 pm

    Buys goldJewelryElectronics
    Call Website Directions

  7. Cash For Gold LLC!

    4150 Meadowdale Blvd, Richmond, VA 23234-5503

    Mon 10am-6pm, Tue 10am-6pm, Wed 10am-6pm, Thu 10am-6pm, Fri 10am-6pm, Sat 10am-4pm

    Buys goldElectronics
    Call Website Directions

  8. Golden Goat

    4200 Richmond Hwy N, Richmond, VA 23234

    Electronics
    Call Website Directions

  9. VA Pawn

    5300 Hull St Rd, Richmond, VA 23224-2426

    Call Website Directions

  10. Richmond Pawn

    6856 Midlothian Tpke, Richmond, VA 23225-5630

    Call Directions
Bring valid photo ID. State regulations require a government-issued ID for all pawn loans and outright sales, and most stores require items to be clean and fully functional before making an offer.

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Good to know

What is the difference between pawning an item and selling it?

Pawning an item means using it as collateral for a short-term cash loan, which you can reclaim after repaying the principal plus interest and fees. Selling is a final transaction where you relinquish ownership of the item in exchange for immediate cash. Pawn offers are typically lower than outright sale offers because the shop must store and hold the item.

How long do I have to pay back a pawn loan?

Standard pawn loan terms are typically 30 days, though exact timeframes are set by state and local laws. Most shops allow you to extend or renew the loan by paying the interest accrued for that period. If you do not repay or extend the loan, the shop takes ownership of the item to resell, which does not affect your credit score.

How do pawn shops determine how much money to offer?

Appraisers look at the item's current secondary market value, condition, brand, and likelihood of reselling if the loan defaults. For precious metals and jewelry, valuation relies on the current spot price of gold or silver alongside stone quality. Expect offers to be a percentage of the item's resale value rather than its original retail price.