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Pawn Shops in Spokane, WA

9 of the 18 pawn shops, check cashing and loan stores we list in Spokane are pawn shops.

Pawn shops vary significantly in the inventory they carry, with some focusing on high-end jewelry and electronics while others stock tools, firearms, or musical instruments. Loan terms, interest rates, and retail pricing also differ based on location and corporate or independent ownership. A map pin confirms a store is open, but it will not show you their current valuation policies or what items they accept for collateral.

  1. Pawn 1 Monroe St

    3220 N Monroe St, Spokane, WA 99205-2841

    Multiple locations

    Buys goldJewelryElectronicsLayaway
    Call Website Directions

  2. Pawn 1

    3023 E Sprague Ave, Spokane, WA 99202-3946

    Multiple locations

    Buys goldJewelryElectronicsLayaway
    Call Website Directions

  3. Pawn 1

    8014 N Division St, Spokane, WA 99208-5635

    Multiple locations

    Buys goldJewelryElectronicsLayaway
    Call Website Directions

  4. Pawn 1 Hillyard

    3705 N Market St, Spokane, WA 99207-5822

    Multiple locations

    Buys goldJewelryElectronicsLayaway
    Call Website Directions

  5. Axels Pawnshop

    3301 E Sprague Ave, Spokane, WA 99202-4834

    Mon-Fri 10am-6pm, Sat 10am-5pm, Sun Closed

    Buys goldJewelryElectronicsLayaway
    Call Website Directions

  6. Double Eagle Pawn

    315 E Francis Ave, Spokane, WA 99208-1036

    ElectronicsFirearms
    Call Website Directions

  7. Double Eagle Pawn Shop

    3030 E Sprague Ave, Spokane, WA 99202-3947

    ElectronicsFirearms
    Call Website Directions

  8. Hock Shoppe

    9315 E Trent Ave, Spokane, WA 99206-4217

    Call Website Directions

  9. Millman Jewelers E-z Loan

    407 W Main Ave, Spokane, WA 99201-0213

    Call Directions
Bring valid photo ID. State regulations require a government-issued ID for all pawn loans and outright sales, and most stores require items to be clean and fully functional before making an offer.

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Good to know

What is the difference between pawning an item and selling it?

Pawning an item means using it as collateral for a short-term cash loan, which you can reclaim after repaying the principal plus interest and fees. Selling is a final transaction where you relinquish ownership of the item in exchange for immediate cash. Pawn offers are typically lower than outright sale offers because the shop must store and hold the item.

How long do I have to pay back a pawn loan?

Standard pawn loan terms are typically 30 days, though exact timeframes are set by state and local laws. Most shops allow you to extend or renew the loan by paying the interest accrued for that period. If you do not repay or extend the loan, the shop takes ownership of the item to resell, which does not affect your credit score.

How do pawn shops determine how much money to offer?

Appraisers look at the item's current secondary market value, condition, brand, and likelihood of reselling if the loan defaults. For precious metals and jewelry, valuation relies on the current spot price of gold or silver alongside stone quality. Expect offers to be a percentage of the item's resale value rather than its original retail price.