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Pawn Shops in Tacoma, WA

15 of the 20 pawn shops, check cashing and loan stores we list in Tacoma are pawn shops.

Pawn shops vary significantly in the inventory they carry, with some focusing on high-end jewelry and electronics while others stock tools, firearms, or musical instruments. Loan terms, interest rates, and retail pricing also differ based on location and corporate or independent ownership. A map pin confirms a store is open, but it will not show you their current valuation policies or what items they accept for collateral.

  1. Pawn 1 Tacoma

    215 S 72nd St, Tacoma, WA 98408-6002

    Multiple locations

    Buys goldJewelryElectronicsLayaway
  2. Randy's Loans

    5243 South Tacoma Way, Tacoma, WA 98409-4318

    Mon-Sat 9am-6pm, Sun Closed

    Buys goldJewelryElectronicsFirearms
  3. CAP

    6408 6th Ave, Tacoma, WA 98406-2024

    Buys goldJewelryElectronicsLayaway
  4. Cash America Pawn

    7241 South Tacoma Way, Tacoma, WA 98409-3933

    Buys goldJewelryElectronicsLayaway
  5. US Pawn

    4001 Pacific Ave, Tacoma, WA 98418-7831

    Mon–Fri 10:00am–7:00pm, Sat 11:00am–6:00pm, Sun 11:00am–6:00pm

    Buys goldJewelryElectronics
  6. Cash America Pawn

    8844 Pacific Ave, Tacoma, WA 98444-6420

    Buys goldJewelryElectronicsLayaway
  7. US Pawn- 10325 Pacific Ave

    10325 Pacific Ave S, Tacoma, WA 98444-6049

    Mon–Fri 10:00am–7:00pm, Sat 11:00am–6:00pm, Sun 11:00am–6:00pm

    Buys goldJewelryElectronics
  8. US Pawn- 1101 S 11th Street

    1101 S 11th St, Tacoma, WA 98405-4018

    Mon–Fri 10:00am–7:00pm, Sat 11:00am–6:00pm, Sun 11:00am–6:00pm

    Buys goldJewelryElectronics
  9. Cash America Pawn

    15027 Pacific Ave S, Tacoma, WA 98444

    JewelryElectronics
  10. All In One Jewelry & Loan Inc.

    8638 Pacific Ave Ste 1, Tacoma, WA 98444-6469

    Mon-Sat 10am-6pm, Sun Closed

    Jewelry
  11. American Pawnbrokers

    5402 Pacific Ave, Tacoma, WA 98408-7637

    Mon-Fri 7:45am-6pm, Sat 7:45am-2pm, Sun Closed

    Jewelry
  12. Gold and Pawn Jewelry and Loan

    11122 Pacific Ave S, Tacoma, WA 98444-5740

  13. Topkick Jewelry & Loans

    13014 Pacific Ave S, Tacoma, WA 98444

  14. Hill-top Loans Pawn Shop

    1101 S 11th St, Tacoma, WA 98405-4018

  15. Twin Traders Pawn Shop OPEN 10AM-9PM DAILY!!!

    4830 Pacific Ave, Tacoma, WA 98408

Bring valid photo ID. State regulations require a government-issued ID for all pawn loans and outright sales, and most stores require items to be clean and fully functional before making an offer.

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Good to know

What is the difference between pawning an item and selling it?

Pawning an item means using it as collateral for a short-term cash loan, which you can reclaim after repaying the principal plus interest and fees. Selling is a final transaction where you relinquish ownership of the item in exchange for immediate cash. Pawn offers are typically lower than outright sale offers because the shop must store and hold the item.

How long do I have to pay back a pawn loan?

Standard pawn loan terms are typically 30 days, though exact timeframes are set by state and local laws. Most shops allow you to extend or renew the loan by paying the interest accrued for that period. If you do not repay or extend the loan, the shop takes ownership of the item to resell, which does not affect your credit score.

How do pawn shops determine how much money to offer?

Appraisers look at the item's current secondary market value, condition, brand, and likelihood of reselling if the loan defaults. For precious metals and jewelry, valuation relies on the current spot price of gold or silver alongside stone quality. Expect offers to be a percentage of the item's resale value rather than its original retail price.