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Installment Loan Stores in Birmingham, AL

14 of the 65 pawn shops, check cashing and loan stores we list in Birmingham are installment loan options.

Installment loans differ primarily in repayment terms, interest rate structures, and whether they require personal property as collateral. Some lenders focus on unsecured personal loans with fixed monthly payments, while others specialize in auto title loans that use your vehicle as security. A map location will not tell you if a store handles auto loans, requires proof of income, or reports your payments to major credit bureaus.

  1. Title Loan Express

    9632 Parkway E, Birmingham, AL 35215

    Buys goldJewelry
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  2. Check 'n Go

    917 Forestdale Blvd, Birmingham, AL 35214

    Layaway
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  3. Check 'n Go

    1423 Gadsden Hwy, Birmingham, AL 35235-3152

    Layaway
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  4. Wendy Baker - Loan Originator #371630

    2871 Acton Rd, Birmingham, AL 35243-2559

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  5. Alabama Title Loans

    321 Palisades Blvd, Birmingham, AL 35209

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  6. Alabama Title Loans

    1637 Pinson Valley Pkwy, Birmingham, AL 35217-2327

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  7. National Finance & Discount

    312 Richard Arrington Jr Blvd N Ste 100, Birmingham, AL 35203

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  8. Gloria Jackson- Loan Originator #457092

    2871 Acton Rd, Birmingham, AL 35243-2559

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  9. Harold Rhodes - Loan Originator #201730

    2871 Acton Rd, Birmingham, AL 35243-2559

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  10. Scott Nilsen - Loan Originator #457094

    2871 Acton Rd, Birmingham, AL 35243-2559

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  11. Check Depot

    224 Gadsden Hwy, Birmingham, AL 35235-1006

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  12. Camie Funk - Loan Officer

    1 Perimeter Park S, Birmingham, AL 35243-2327

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  13. Title Cash of Centerpoint

    1614 Center Point Pkwy, Birmingham, AL 35215-5521

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  14. Check Depot

    2200 W 31st St, Birmingham, AL 35208-3502

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Check lender requirements. Bring a valid government ID, your most recent pay stubs, a bank statement, and your vehicle title if you are applying for an auto-backed loan.

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Good to know

How do installment loans differ from payday loans?

Installment loans are repaid over several months or years through scheduled, equal payments rather than in a single lump sum on your next payday. This structure typically offers lower individual payment amounts, though total interest costs depend on the loan duration.

What do I need to apply for an installment loan?

Most physical storefronts require a government-issued photo ID, proof of steady income such as pay stubs, and an active checking account. If you are seeking an auto installment loan, you will also need to present the vehicle, its clear title, and proof of insurance.

Can I get an installment loan with poor credit?

Many storefront installment lenders work with borrowers who have low credit scores or limited credit histories. Approval often relies more heavily on your current income and employment stability, though interest rates are typically higher for higher-risk applicants.