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Check Cashing and Payday Loan Stores in Phoenix, AZ

72 of the 182 pawn shops, check cashing and loan stores we list in Phoenix are check cashing or payday loan services.

Stores in this category vary significantly by the type of financial products they offer, ranging from simple payroll check cashing to short-term installment loans and personal credit lines. Processing fees, required identification, and funding speeds differ between dedicated check cashers and traditional consumer loan offices. A map pin shows proximity, but it will not indicate whether a specific location handles hand-written checks, government benefits, or immediate cash payouts.

  1. Speedy Cash

    5819 W Camelback Rd, Phoenix, AZ 85031

    MON – FRI: 8am – 8pm (CT), SAT: 9am – 12pm (CT), SUN: Closed

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  2. CheckSmart

    1930 W Indian School Rd, Phoenix, AZ 85015

    Monday – Friday 8am – 8pm CST, Saturday 9am – 12pm CST, Sunday Closed

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  3. Fry's Money Services

    1311 E Bell Rd, Phoenix, AZ 85022

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  4. Checkmate

    7510 W Thomas Rd Ste 102, Phoenix, AZ 85033

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  5. Checkmate

    8072 N 19th Ave Ste 1, Phoenix, AZ 85021

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  6. Speedy Cash

    1551 E Indian School Rd, Phoenix, AZ 85014

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  7. Speedy Cash

    3520 E Bell Rd, Phoenix, AZ 85032

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  8. PLS Check Cashers

    5808 S Central Ave Ste 101, Phoenix, AZ 85040

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  9. OneMain Financial

    4501 E Thomas Rd Ste 104, Phoenix, AZ 85018

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  10. Checkmate

    4855 E Warner Rd Ste 19, Phoenix, AZ 85044

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  11. PLS Check Cashers

    4302 W McDowell Rd, Phoenix, AZ 85035

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  12. ACE Cash Express

    8225 W Indian School Rd, Ste 106, Phoenix, AZ 85033

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  13. Ace Cash Express

    17220 N 19th Ave, Phoenix, AZ 85023-2406

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  14. Allied Cash Advance

    2550 W Union Hills Dr Ste 350, Phoenix, AZ 85027

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  15. Allied Cash Advance

    11811 N Tatum Blvd Ste 3031, Phoenix, AZ 85028

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  16. Cash Time Loan Centers

    7207 S Central Ave, Phoenix, AZ 85042

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  17. Checkmate

    7435 W Lower Buckeye Rd Ste 104, Phoenix, AZ 85043

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  18. Checkmate

    12041 N Cave Creek Rd, Phoenix, AZ 85020

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  19. Checkmate

    10410 N 35th Ave Ste 118, Phoenix, AZ 85051

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  20. CheckSmart

    4301 W Indian School Rd, Phoenix, AZ 85031

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  21. CheckSmart

    8310 W Thomas Rd, Phoenix, AZ 85037

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  22. CheckSmart

    7710 W Lower Buckeye Rd Ste 100, Phoenix, AZ 85043

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  23. CheckSmart

    3449 W Northern Ave, Phoenix, AZ 85051

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  24. Checksmart

    4840 N 83rd Ave, Phoenix, AZ 85033-1045

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  25. Fast Payday Loans, Inc.

    3602 E Indian School Rd Ste A, Phoenix, AZ 85018

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  26. Fry's Money Services

    18420 N 19th Ave, Phoenix, AZ 85023

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  27. Fry's Money Services

    850 E Hatcher Rd, Phoenix, AZ 85020

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  28. Fry's Money Services

    8325 W Indian School Rd, Phoenix, AZ 85037

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  29. Fry's Money Services

    6601 W Indian School Rd, Phoenix, AZ 85033

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  30. Fry's Money Services

    520 E Baseline Rd, Phoenix, AZ 85042

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  31. Loanmax Title Loans

    3909 West Indian School Rd, Phoenix, AZ 85019

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  32. Money Mart

    3131 E Bell Rd, Phoenix, AZ 85032

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  33. Phoenix MVD Service | CheckChangers

    2708 E Bell Rd, Phoenix, AZ 85032

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  34. Phoenix Payday Loans - Allied Cash Advance

    6135 N 35th Ave Ste 187, Phoenix, AZ 85017

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  35. READY MONEY

    2708 E Bell Rd, Phoenix, AZ 85032

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  36. Speedy Cash

    1841 W Northern Ave, Phoenix, AZ 85021

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  37. Speedy Cash

    3501 W Glendale Ave, Phoenix, AZ 85051

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  38. Speedy Cash

    4040 N 40th St, Phoenix, AZ 85018

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  39. TitleBucks Title Loans

    3555 W Thunderbird Rd, Phoenix, AZ 85053

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  40. Fry's Money Services

    1815 W Glendale Ave, Phoenix, AZ 85021

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  41. Fry's Money Services

    3511 W Peoria Ave, Phoenix, AZ 85029

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  42. Fry's Money Services

    4204 W Cactus Rd, Phoenix, AZ 85029

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  43. Allied Cash Advance

    10000 N 31st Ave Ste 00-124, Phoenix, AZ 85051

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  44. CheckSmart

    6170 S 51st Ave Ste 111, Phoenix, AZ 85043

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  45. Fry's Money Services

    2727 W Bell Rd, Phoenix, AZ 85053

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  46. Fry's Money Services

    3421 W Thunderbird Rd, Phoenix, AZ 85053

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  47. Fry's Money Services

    4025 E Thunderbird Rd, Phoenix, AZ 85032

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  48. Fry's Money Services

    3616 E Ray Rd, Phoenix, AZ 85044

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  49. OneMain Financial

    9130 W Thomas Rd Ste A-103, Phoenix, AZ 85037

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  50. PLS Check Cashers

    7450 W Thomas Rd, Phoenix, AZ 85033

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  51. PLS Loan Store

    5828 W Thomas Rd, Phoenix, AZ 85031

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  52. PLS Loan Store

    2695 W Van Buren St, Phoenix, AZ 85009

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  53. PLS Loan Store

    5808 S Central Ave, Phoenix, AZ 85040

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  54. PLS Loan Store

    4252 W Bethany Home Rd, Phoenix, AZ 85019

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  55. Auto Title Loans Usa

    691 W Baseline Rd, Phoenix, AZ 85041-7100

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  56. American First Financial

    15650 N Black Canyon Hwy, Phoenix, AZ 85053-4064

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  57. Auto Title Loans Usa

    14601 N Cave Creek Rd, Phoenix, AZ 85022-4154

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  58. Check Into Cash

    2824 E Indian School Rd Ste 6, Phoenix, AZ 85016-6875

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  59. Tio Rico Auto Loans

    2201 W Van Buren St, Phoenix, AZ 85009-4503

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  60. 1 Stop Check Cashing Payday & Title Loans

    1501 N 16th St, Phoenix, AZ 85006

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  61. Checkmate

    2950 N 32nd St #100, Phoenix, AZ 85018

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  62. Amigo Check Cashing

    6639 W McDowell Rd, Phoenix, AZ 85035-4749

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  63. Check Into Cash

    1502 W Camelback Rd, Phoenix, AZ 85015

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  64. Check Into Cash

    4212 W Cactus Rd Ste. 1115, Phoenix, AZ 85029

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  65. Onemain Financial

    6544 W Thomas Rd, Phoenix, AZ 85033

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  66. Check Into Cash

    610 E. Baseline Rd., Ste. C-1, Mountain Park Plaza, Phoenix, AZ 85040

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  67. Arizona Fast Money

    8931 N 7th St, Phoenix, AZ 85020-2911

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  68. La Casita Check Cashing

    4501 N 27th Ave, Phoenix, AZ 85017-3702

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  69. 1 Stop Check Cashing

    1330 W Indian School Rd, Phoenix, AZ 85013-3110

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  70. Allied Cash Advance

    4337 W Indian School Rd, Phoenix, AZ 85031-2982

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  71. Payday Loan Store

    5828 W Thomas Rd, Phoenix, AZ 85031-3229

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  72. Tio Sam Check Cashing

    1610 N 36th St, Phoenix, AZ 85008-3944

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Bring the right documentation. Bring a valid government-issued photo ID, your most recent proof of income or pay stub, and a recent utility bill to verify your current residence before applying for a loan or cashing a check.

Also in Phoenix

More in Phoenix and Arizona

Check Cashing and Payday Loan Stores near Phoenix

Good to know

What do I need to bring to cash a payroll or government check?

You typically need a current government-issued photo ID, such as a driver's license or passport, and the endorsed check. Some stores may also ask for a secondary form of identification or a phone number to verify the check with the issuer.

How much do check cashing services usually cost?

Fees are often set as a percentage of the check's total face value, typically ranging from 1% to 5% for payroll or government checks. Personal or unverified checks usually carry higher percentage fees due to the additional processing risk.

What is the difference between a payday loan and a consumer installment loan?

Payday loans are usually smaller, short-term advances meant to be repaid in full on your next payday. Consumer installment loans offer larger principal amounts that are paid back over several months through fixed scheduled payments.