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Check Cashing and Payday Loan Stores in Tempe, AZ

9 of the 22 pawn shops, check cashing and loan stores we list in Tempe are check cashing or payday loan services.

Stores in this category vary significantly by the type of financial products they offer, ranging from simple payroll check cashing to short-term installment loans and personal credit lines. Processing fees, required identification, and funding speeds differ between dedicated check cashers and traditional consumer loan offices. A map pin shows proximity, but it will not indicate whether a specific location handles hand-written checks, government benefits, or immediate cash payouts.

  1. CheckSmart

    131 E Southern Ave, Tempe, AZ 85282

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  2. Fry's Money Services

    9900 S Rural Rd, Tempe, AZ 85284

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  3. Fry's Money Services

    3232 S Mill Ave, Tempe, AZ 85282

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  4. Fry's Money Services

    1835 E Guadalupe Rd, Tempe, AZ 85283

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  5. OneMain Financial

    744 W Elliot Rd Ste 104, Tempe, AZ 85284

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  6. Fry's Money Services

    3255 S Rural Rd, Tempe, AZ 85282

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  7. Kroger Money Services

    5100 S McClintock Dr, Tempe, AZ 85282-7374

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  8. Cash Plus

    831 E Guadalupe Rd, Tempe, AZ 85283

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  9. Lighthouse Financial

    937 E Broadway Rd Ste 3, Tempe, AZ 85282

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Bring the right documentation. Bring a valid government-issued photo ID, your most recent proof of income or pay stub, and a recent utility bill to verify your current residence before applying for a loan or cashing a check.

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Check Cashing and Payday Loan Stores near Tempe

Good to know

What do I need to bring to cash a payroll or government check?

You typically need a current government-issued photo ID, such as a driver's license or passport, and the endorsed check. Some stores may also ask for a secondary form of identification or a phone number to verify the check with the issuer.

How much do check cashing services usually cost?

Fees are often set as a percentage of the check's total face value, typically ranging from 1% to 5% for payroll or government checks. Personal or unverified checks usually carry higher percentage fees due to the additional processing risk.

What is the difference between a payday loan and a consumer installment loan?

Payday loans are usually smaller, short-term advances meant to be repaid in full on your next payday. Consumer installment loans offer larger principal amounts that are paid back over several months through fixed scheduled payments.