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Check Cashing and Payday Loan Stores in Bakersfield, CA

20 of the 36 pawn shops, check cashing and loan stores we list in Bakersfield are check cashing or payday loan services.

Stores in this category vary significantly by the type of financial products they offer, ranging from simple payroll check cashing to short-term installment loans and personal credit lines. Processing fees, required identification, and funding speeds differ between dedicated check cashers and traditional consumer loan offices. A map pin shows proximity, but it will not indicate whether a specific location handles hand-written checks, government benefits, or immediate cash payouts.

  1. Advance America

    2600 Oswell St Spc C, Bakersfield, CA 93306

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  2. ACE Cash Express

    2600 Buck Owens Boulevard, Bakersfield, CA 93308

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  3. Advance America

    3811 Ming Ave, Bakersfield, CA 93309

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  4. Allied Cash Advance

    1539 White Ln, Bakersfield, CA 93307

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  5. Money Mart

    4117 Ming Ave, Bakersfield, CA 93309-4994

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  6. OneMain Financial

    4905 Stockdale Hwy, Bakersfield, CA 93309

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  7. Fast Auto Loans, Inc.

    3810 Niles St, Bakersfield, CA 93306

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  8. Fast Auto And Payday Loans

    2222 N Chester Ave, Bakersfield, CA 93308-2600

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  9. Ace Cash Express

    4128 Chester Ave, Bakersfield, CA 93301-1185

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  10. Ace Cash Express

    1523 Panama Ln, Bakersfield, CA 93307-5683

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  11. Ace Cash Express

    4521 Ming Ave, Bakersfield, CA 93309-4801

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  12. Check N' Go

    3699 Ming Ave Ste A, Bakersfield, CA 93309-5169

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  13. West Coast Cash

    2660 Oswell St Ste 115, Bakersfield, CA 93306-3154

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  14. Check Into Cash

    4476 Ming Avenue, Ming Around The Corner, Bakersfield, CA 93309

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  15. Allied Cash Advance

    3790 Ming Ave, Bakersfield, CA 93309-5000

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  16. Allied Cash Advance

    4128 Chester Ave Ste F, Bakersfield, CA 93301-1185

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  17. Quik Cash

    3300 White Ln, Bakersfield, CA 93309-6819

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  18. Quik Cash

    309 N Chester Ave, Bakersfield, CA 93308-4441

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  19. West Coast Cash

    3122 Niles St Ste B, Bakersfield, CA 93306-4379

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  20. California Budget Finance

    307 N Chester Ave # 309, Bakersfield, CA 93308-4441

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Bring the right documentation. Bring a valid government-issued photo ID, your most recent proof of income or pay stub, and a recent utility bill to verify your current residence before applying for a loan or cashing a check.

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Check Cashing and Payday Loan Stores near Bakersfield

Good to know

What do I need to bring to cash a payroll or government check?

You typically need a current government-issued photo ID, such as a driver's license or passport, and the endorsed check. Some stores may also ask for a secondary form of identification or a phone number to verify the check with the issuer.

How much do check cashing services usually cost?

Fees are often set as a percentage of the check's total face value, typically ranging from 1% to 5% for payroll or government checks. Personal or unverified checks usually carry higher percentage fees due to the additional processing risk.

What is the difference between a payday loan and a consumer installment loan?

Payday loans are usually smaller, short-term advances meant to be repaid in full on your next payday. Consumer installment loans offer larger principal amounts that are paid back over several months through fixed scheduled payments.