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Check Cashing and Payday Loan Stores in San Jose, CA

18 of the 41 pawn shops, check cashing and loan stores we list in San Jose are check cashing or payday loan services.

Stores in this category vary significantly by the type of financial products they offer, ranging from simple payroll check cashing to short-term installment loans and personal credit lines. Processing fees, required identification, and funding speeds differ between dedicated check cashers and traditional consumer loan offices. A map pin shows proximity, but it will not indicate whether a specific location handles hand-written checks, government benefits, or immediate cash payouts.

  1. Cash Max, LLC

    1060 Willow St Ste 3, San Jose, CA 95125

    Layaway
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  2. Money Market

    876 the Alameda Ste B, San Jose, CA 95126

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  3. Advance America

    5568 Monterey Hwy, San Jose, CA 95138

    Mon: 10:00 AM–6:00 PM, Sat: 9:00 AM–1:00 PM, Sun: Closed

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  4. California Check Cashing Stores

    2151 Story Rd, San Jose, CA 95122

    Monday-Friday: 8am-8pm CST, Saturday: 9am-12pm CST, Sunday: Closed

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  5. Check Into Cash

    1040-D White Road Plaza, White Road Plaza, San Jose, CA 95127

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  6. Check Into Cash

    1317 Winchester Boulevard, West Park Plaza, San Jose, CA 95128

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  7. California Check Cashing Stores

    2417 Alvin Ave, San Jose, CA 95121

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  8. California Check Cashing Stores

    1304 S Winchester Blvd, San Jose, CA 95128-4319

    Electronics
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  9. Ace Cash Express

    412 E Santa Clara St, San Jose, CA 95113-1913

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  10. California Check Cashing Stores

    2471 Berryessa Rd Ste 5ca, San Jose, CA 95133-1300

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  11. California Check Cashing

    3826 7 Trees Blvd Ste 100, San Jose, CA 95111-4479

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  12. B & J Service Center & Check Cashing

    2306 Almaden Rd Ste 160, San Jose, CA 95125-2138

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  13. Check Into Cash

    4750 Almaden Expressway Stek, San Jose, CA 95118

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  14. San Jose Payday Loans

    2910 Stevens Creek Blvd, San Jose, CA 95128

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  15. Tiny Cash Payday Loans San Jose

    87 N San Pedro St, San Jose, CA 95110-2495

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  16. California Budget Finance

    611 Blossom Hill Rd, San Jose, CA 95123-3002

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  17. California Budget Finance

    3111 Alum Rock Ave, San Jose, CA 95127-2902

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  18. Check 'n Go

    740 Story Rd Ste 2, San Jose, CA 95122-2626

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Bring the right documentation. Bring a valid government-issued photo ID, your most recent proof of income or pay stub, and a recent utility bill to verify your current residence before applying for a loan or cashing a check.

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Check Cashing and Payday Loan Stores near San Jose

Good to know

What do I need to bring to cash a payroll or government check?

You typically need a current government-issued photo ID, such as a driver's license or passport, and the endorsed check. Some stores may also ask for a secondary form of identification or a phone number to verify the check with the issuer.

How much do check cashing services usually cost?

Fees are often set as a percentage of the check's total face value, typically ranging from 1% to 5% for payroll or government checks. Personal or unverified checks usually carry higher percentage fees due to the additional processing risk.

What is the difference between a payday loan and a consumer installment loan?

Payday loans are usually smaller, short-term advances meant to be repaid in full on your next payday. Consumer installment loans offer larger principal amounts that are paid back over several months through fixed scheduled payments.