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Check Cashing and Payday Loan Stores in Sacramento, CA

31 of the 78 pawn shops, check cashing and loan stores we list in Sacramento are check cashing or payday loan services.

Stores in this category vary significantly by the type of financial products they offer, ranging from simple payroll check cashing to short-term installment loans and personal credit lines. Processing fees, required identification, and funding speeds differ between dedicated check cashers and traditional consumer loan offices. A map pin shows proximity, but it will not indicate whether a specific location handles hand-written checks, government benefits, or immediate cash payouts.

  1. California Check Cashing Stores

    2126 El Camino Ave, Sacramento, CA 95821

    Monday-Friday: 8am-8pm CST, Saturday: 9am-12pm CST, Sunday: Closed

  2. CashMax

    2160 El Camino Ave Ste B, Sacramento, CA 95821

    Layaway
  3. America Loans

    1023 J St, Sacramento, CA 95814-2840

    Electronics
  4. Quickest Cash Advance And Payday Loans

    707 Commons Dr, Sacramento, CA 95825-6600

    Electronics
  5. Advance America

    4573 Mack Rd, Sacramento, CA 95823

    Mon: 10:00 AM–6:00 PM, Sat: 9:00 AM–1:00 PM, Sun: Closed

  6. California Check Cashing

    3920 Fruitridge Rd, Sacramento, CA 95820

    Monday-Friday: 8am-8pm CST, Saturday: 9am-12pm CST, Sunday: Closed

  7. Check Into Cash

    5200 Stockton Blvd #130, Sacramento, CA 95820

  8. RPM Lenders, Inc.

    8343 Folsom Blvd , Stes 100, 101, 102, Sacramento, CA 95826

  9. Advance America

    1510-C W El Camino Ave, Sacramento, CA 95833

  10. California Check Cashing Stores

    2399 Fruitridge Rd, Sacramento, CA 95822-3131

  11. Check Into Cash

    2527 Alta Arden Expy, Sacramento, CA 95825

  12. Check Into Cash

    5442 Auburn Blvd, Sacramento, CA 95841

  13. Check Into Cash

    1589 W El Camino Ave Ste 109 Ste. 109, Sacramento, CA 95833

  14. Fast Auto and Payday Loans, Inc.

    5201 Auburn Blvd, Sacramento, CA 95841

  15. Fast Auto and Payday Loans, Inc.

    3850 Fruitridge Rd, Sacramento, CA 95820

  16. Fast Auto and Payday Loans, Inc.

    6160 Florin Rd Ste B, Sacramento, CA 95823

  17. Fast Auto and Payday Loans, Inc.

    2830 Arden Way, Sacramento, CA 95825

  18. OneMain Financial

    8250 Calvine Rd Ste B, Sacramento, CA 95828

  19. USA CASH SERVICES

    1350 Fulton Ave, Sacramento, CA 95825

  20. Check Into Cash

    6286 Mack Rd, Sacramento, CA 95823

  21. Ace Cash Express

    5427 Auburn Blvd, Sacramento, CA 95841-2801

  22. Ace Cash Express

    7651 Daly Ave, Sacramento, CA 95842-3906

  23. Ace Cash Express

    3465 Watt Ave, Sacramento, CA 95821-3629

  24. Check Into Cash

    3633 F Bradshaw, Bradville Sq, Sacramento, CA 95827

  25. Advance America

    5318 Stockton Blvd, Sacramento, CA 95820-5412

  26. Advance America

    2544 Arden Way Ste B, Sacramento, CA 95825-2429

  27. Check N' Go

    2550 Alta Arden Expy, Sacramento, CA 95825-1902

  28. Check N' Go

    4241 Florin Rd Ste 20, Sacramento, CA 95823-2535

  29. California Budget Finance

    2900 Northgate Blvd Ste A, Sacramento, CA 95833-2291

  30. California Budget Finance

    2151 Fulton Ave Ste 150, Sacramento, CA 95825-0370

  31. Secured Capital

    400 Capitol Mall, Sacramento, CA 95814-4407

Bring the right documentation. Bring a valid government-issued photo ID, your most recent proof of income or pay stub, and a recent utility bill to verify your current residence before applying for a loan or cashing a check.

Also in Sacramento

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Check Cashing and Payday Loan Stores near Sacramento

Good to know

What do I need to bring to cash a payroll or government check?

You typically need a current government-issued photo ID, such as a driver's license or passport, and the endorsed check. Some stores may also ask for a secondary form of identification or a phone number to verify the check with the issuer.

How much do check cashing services usually cost?

Fees are often set as a percentage of the check's total face value, typically ranging from 1% to 5% for payroll or government checks. Personal or unverified checks usually carry higher percentage fees due to the additional processing risk.

What is the difference between a payday loan and a consumer installment loan?

Payday loans are usually smaller, short-term advances meant to be repaid in full on your next payday. Consumer installment loans offer larger principal amounts that are paid back over several months through fixed scheduled payments.