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Check Cashing and Payday Loan Stores in Lafayette, LA

15 of the 29 pawn shops, check cashing and loan stores we list in Lafayette are check cashing or payday loan services.

Stores in this category vary significantly by the type of financial products they offer, ranging from simple payroll check cashing to short-term installment loans and personal credit lines. Processing fees, required identification, and funding speeds differ between dedicated check cashers and traditional consumer loan offices. A map pin shows proximity, but it will not indicate whether a specific location handles hand-written checks, government benefits, or immediate cash payouts.

  1. Advance America

    3148 Ambassador Caffery Pkwy., Ste #102, Lafayette, LA 70506

    Mon: 10:00 AM–6:00 PM, Sat: 9:00 AM–1:00 PM, Sun: Closed

    Layaway
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  2. Security Finance

    411 Lee Ave, Lafayette, LA 70501

    Monday–Thursday 8:30 AM–5:30 PM

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  3. ACE Cash Express

    4702 Johnston Street, Unit A-1, Lafayette, LA 70503

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  4. Cash Cow

    4019 Johnston St, Lafayette, LA 70503

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  5. Approved Cash

    2865 Ambassador Caffery Pkwy Ste 125, Lafayette, LA 70506

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  6. Check Into Cash

    2954 Johnston St, Lafayette, LA 70503

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  7. Easy Money EMG

    116 Arnould Blvd Spc E, Lafayette, LA 70506

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  8. OneMain Financial

    104 E Kaliste Saloom Rd, Lafayette, LA 70508

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  9. ACE Cash Express

    600 NW Evangeline Thruway, Lafayette, LA 70501

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  10. Money Mart

    2333 Pinhook Rd, Lafayette, LA 70508

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  11. Check Into Cash

    1215 NW Evangeline Trwy Ste D, Lafayette, LA 70501

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  12. Check Lenders

    3905 Johnston St, Lafayette, LA 70605

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  13. Onemain Financial

    2668 Johnston St, Lafayette, LA 70503

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  14. Allied Cash Advance

    2865 Ambassador Caffery Pkwy Ste 101a, Lafayette, LA 70506-5943

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  15. Allied Cash Advance

    1812 W Pinhook Rd Ste 203, Lafayette, LA 70508-3734

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Bring the right documentation. Bring a valid government-issued photo ID, your most recent proof of income or pay stub, and a recent utility bill to verify your current residence before applying for a loan or cashing a check.

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Check Cashing and Payday Loan Stores near Lafayette

Good to know

What do I need to bring to cash a payroll or government check?

You typically need a current government-issued photo ID, such as a driver's license or passport, and the endorsed check. Some stores may also ask for a secondary form of identification or a phone number to verify the check with the issuer.

How much do check cashing services usually cost?

Fees are often set as a percentage of the check's total face value, typically ranging from 1% to 5% for payroll or government checks. Personal or unverified checks usually carry higher percentage fees due to the additional processing risk.

What is the difference between a payday loan and a consumer installment loan?

Payday loans are usually smaller, short-term advances meant to be repaid in full on your next payday. Consumer installment loans offer larger principal amounts that are paid back over several months through fixed scheduled payments.