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Check Cashing and Payday Loan Stores in Lake Charles, LA

12 of the 26 pawn shops, check cashing and loan stores we list in Lake Charles are check cashing or payday loan services.

Stores in this category vary significantly by the type of financial products they offer, ranging from simple payroll check cashing to short-term installment loans and personal credit lines. Processing fees, required identification, and funding speeds differ between dedicated check cashers and traditional consumer loan offices. A map pin shows proximity, but it will not indicate whether a specific location handles hand-written checks, government benefits, or immediate cash payouts.

  1. Cash Cow

    118 W Prien Lake Rd, Lake Charles, LA 70601

    Monday - Friday 10AM-6PM, Saturday 9AM-1PM, Sunday Closed

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  2. Security Finance

    3239 Kirkman St Ste A, Lake Charles, LA 70601

    Monday-Wednesday 8:30 AM – 5:30 PM

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  3. Advance America

    2831 Gerstner Memorial Dr, Lake Charles, LA 70601

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  4. Approved Cash

    3204 Gertsner Memorial Dr Ste G, Lake Charles, LA 70601

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  5. Check Into Cash

    2661 Derek Dr, Lake Charles, LA 70607

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  6. Easy Money EMG

    3615 Ryan St, Lake Charles, LA 70605

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  7. OneMain Financial

    3100 Ryan St Ste C, Lake Charles, LA 70601

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  8. OneMain Financial

    1752 W Prien Lake Rd, Lake Charles, LA 70601

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  9. Kroger Money

    2010 Country Club Rd, Lake Charles, LA 70605

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  10. Sunbelt Credit

    3239 Kirkman St Ste C, Lake Charles, LA 70601

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  11. Aaa Check Loans

    3311 Ernest St Ste B, Lake Charles, LA 70601-8896

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  12. Money In A Flash

    1622 Gerstner Memorial Dr, Lake Charles, LA 70601-4929

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Bring the right documentation. Bring a valid government-issued photo ID, your most recent proof of income or pay stub, and a recent utility bill to verify your current residence before applying for a loan or cashing a check.

Also in Lake Charles

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Check Cashing and Payday Loan Stores near Lake Charles

Good to know

What do I need to bring to cash a payroll or government check?

You typically need a current government-issued photo ID, such as a driver's license or passport, and the endorsed check. Some stores may also ask for a secondary form of identification or a phone number to verify the check with the issuer.

How much do check cashing services usually cost?

Fees are often set as a percentage of the check's total face value, typically ranging from 1% to 5% for payroll or government checks. Personal or unverified checks usually carry higher percentage fees due to the additional processing risk.

What is the difference between a payday loan and a consumer installment loan?

Payday loans are usually smaller, short-term advances meant to be repaid in full on your next payday. Consumer installment loans offer larger principal amounts that are paid back over several months through fixed scheduled payments.