Stores in this category vary significantly by the type of financial products they offer, ranging from simple payroll check cashing to short-term installment loans and personal credit lines. Processing fees, required identification, and funding speeds differ between dedicated check cashers and traditional consumer loan offices. A map pin shows proximity, but it will not indicate whether a specific location handles hand-written checks, government benefits, or immediate cash payouts.
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ABC Check Cashing
1221 University Dr, Durham, NC 27707
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OneMain Financial
105 W NC Highway 54 Ste 227, Durham, NC 27713
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OneMain Financial
4711 Hope Valley Rd Ste 5C, Durham, NC 27707
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Harris Teeter Money
202 E NC Highway 54, Durham, NC 27713
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Neighborhood Choice Financial Services
2107 N Roxboro St, Durham, NC 27704-4340
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Check Cashing and Payday Loan Stores near Durham
Good to know
What do I need to bring to cash a payroll or government check?
You typically need a current government-issued photo ID, such as a driver's license or passport, and the endorsed check. Some stores may also ask for a secondary form of identification or a phone number to verify the check with the issuer.
How much do check cashing services usually cost?
Fees are often set as a percentage of the check's total face value, typically ranging from 1% to 5% for payroll or government checks. Personal or unverified checks usually carry higher percentage fees due to the additional processing risk.
What is the difference between a payday loan and a consumer installment loan?
Payday loans are usually smaller, short-term advances meant to be repaid in full on your next payday. Consumer installment loans offer larger principal amounts that are paid back over several months through fixed scheduled payments.