All states›Check Cashing and Payday Loan Stores›Ohio›Springfield

Check Cashing and Payday Loan Stores in Springfield, OH

9 of the 15 pawn shops, check cashing and loan stores we list in Springfield are check cashing or payday loan services.

Stores in this category vary significantly by the type of financial products they offer, ranging from simple payroll check cashing to short-term installment loans and personal credit lines. Processing fees, required identification, and funding speeds differ between dedicated check cashers and traditional consumer loan offices. A map pin shows proximity, but it will not indicate whether a specific location handles hand-written checks, government benefits, or immediate cash payouts.

  1. Check 'n Go

    1611 E Main St, Springfield, OH 45503

    Layaway
    Call Website Directions

  2. Eagle Loan Company

    2009 N Bechtle Ave, Springfield, OH 45504

    Call Website Directions

  3. CheckSmart

    2600 E Main St, Springfield, OH 45503

    Call Website Directions

  4. CheckSmart

    2000 S Limestone St, Springfield, OH 45505

    Call Website Directions

  5. LoanMax Title Loans

    2531 E Main St, Springfield, OH 45503

    Call Website Directions

  6. OneMain Financial

    1051 N Bechtle Ave, Springfield, OH 45504

    Call Website Directions

  7. Kroger Money

    2989 Derr Rd, Springfield, OH 45503

    Call Website Directions

  8. Kroger Money

    1822 S Limestone St, Springfield, OH 45505

    Call Website Directions

  9. Quik Cash

    2067 N Bechtle Ave Ste 230, Springfield, OH 45504-1583

    Call Directions
Bring the right documentation. Bring a valid government-issued photo ID, your most recent proof of income or pay stub, and a recent utility bill to verify your current residence before applying for a loan or cashing a check.

Also in Springfield

More in Springfield and Ohio

Check Cashing and Payday Loan Stores near Springfield

Good to know

What do I need to bring to cash a payroll or government check?

You typically need a current government-issued photo ID, such as a driver's license or passport, and the endorsed check. Some stores may also ask for a secondary form of identification or a phone number to verify the check with the issuer.

How much do check cashing services usually cost?

Fees are often set as a percentage of the check's total face value, typically ranging from 1% to 5% for payroll or government checks. Personal or unverified checks usually carry higher percentage fees due to the additional processing risk.

What is the difference between a payday loan and a consumer installment loan?

Payday loans are usually smaller, short-term advances meant to be repaid in full on your next payday. Consumer installment loans offer larger principal amounts that are paid back over several months through fixed scheduled payments.