All states›Check Cashing and Payday Loan Stores›Ohio›Youngstown

Check Cashing and Payday Loan Stores in Youngstown, OH

12 of the 23 pawn shops, check cashing and loan stores we list in Youngstown are check cashing or payday loan services.

Stores in this category vary significantly by the type of financial products they offer, ranging from simple payroll check cashing to short-term installment loans and personal credit lines. Processing fees, required identification, and funding speeds differ between dedicated check cashers and traditional consumer loan offices. A map pin shows proximity, but it will not indicate whether a specific location handles hand-written checks, government benefits, or immediate cash payouts.

  1. CheckSmart

    663 Gypsy Ln, Youngstown, OH 44504

    Monday – Friday 8am – 8pm CST, Saturday 9am – 12pm CST, Sunday Closed

    Call Website Directions

  2. Advance America

    1698 S Raccoon Rd Unit 7, Youngstown, OH 44515

    Call Website Directions

  3. American Title Loans

    3713 Belmont Ave, Youngstown, OH 44505

    Call Website Directions

  4. First American Loans - Closed

    2912 Mccartney Rd, Youngstown, OH 44505

    Call Website Directions

  5. LoanMax Title Loans

    210 Boardman Canfield Rd, Youngstown, OH 44512

    Call Website Directions

  6. LoanMax Title Loans

    903 Belmont Ave, Youngstown, OH 44504

    Call Website Directions

  7. Ace Cash Express

    272 Boardman Canfield Rd, Youngstown, OH 44512-4807

    Call Website Directions

  8. Quick Cash Loans

    4700 Belmont Ave, Youngstown, OH 44505-1014

    Electronics
    Call Directions

  9. Check 'n Go

    1600 S Raccoon Rd Ste 3, Youngstown, OH 44515-4511

    Call Directions

  10. Check Into Cash

    435 Boardman-Canfield Road, Boardman Plaza, Youngstown, OH 44512

    Call Directions

  11. Check Into Cash

    3551 Belmont Ave 37, Youngstown, OH 44505

    Call Directions

  12. Quik Cash

    3431 Market St, Youngstown, OH 44507-2009

    Call Directions
Bring the right documentation. Bring a valid government-issued photo ID, your most recent proof of income or pay stub, and a recent utility bill to verify your current residence before applying for a loan or cashing a check.

Also in Youngstown

More in Youngstown and Ohio

Check Cashing and Payday Loan Stores near Youngstown

Good to know

What do I need to bring to cash a payroll or government check?

You typically need a current government-issued photo ID, such as a driver's license or passport, and the endorsed check. Some stores may also ask for a secondary form of identification or a phone number to verify the check with the issuer.

How much do check cashing services usually cost?

Fees are often set as a percentage of the check's total face value, typically ranging from 1% to 5% for payroll or government checks. Personal or unverified checks usually carry higher percentage fees due to the additional processing risk.

What is the difference between a payday loan and a consumer installment loan?

Payday loans are usually smaller, short-term advances meant to be repaid in full on your next payday. Consumer installment loans offer larger principal amounts that are paid back over several months through fixed scheduled payments.