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Check Cashing and Payday Loan Stores in Rock Hill, SC

11 of the 26 pawn shops, check cashing and loan stores we list in Rock Hill are check cashing or payday loan services.

Stores in this category vary significantly by the type of financial products they offer, ranging from simple payroll check cashing to short-term installment loans and personal credit lines. Processing fees, required identification, and funding speeds differ between dedicated check cashers and traditional consumer loan offices. A map pin shows proximity, but it will not indicate whether a specific location handles hand-written checks, government benefits, or immediate cash payouts.

  1. Sunbelt Credit

    875 Albright Rd Ste 101, Rock Hill, SC 29730

    Mon–Wed 9:00 AM–6:00 PM

  2. Advance America

    1930 Cherry Rd Ste B, Rock Hill, SC 29732

  3. Always Money

    2245 Cherry Rd, Rock Hill, SC 29732

  4. Approved Cash

    2260 Cross Pointe Dr Ste 97, Rock Hill, SC 29730

  5. Carolina Title Loans, Inc.

    1406 Cherry Rd, Rock Hill, SC 29732

  6. OneMain Financial

    4859 Old York Rd Ste 106, Rock Hill, SC 29732

  7. OneMain Financial

    572 John Ross Pkwy Ste 103, Rock Hill, SC 29730

  8. Quik Cash

    1925 Cherry Rd, Rock Hill, SC 29732

  9. Security Finance

    129 E White St, Rock Hill, SC 29730

  10. Approved Cash

    2260 Cross Pointe Dr Ste 97 Ste 97, Rock Hill, SC 29730

  11. Onemain Financial

    2736 Celanese Rd, Rock Hill, SC 29732

Bring the right documentation. Bring a valid government-issued photo ID, your most recent proof of income or pay stub, and a recent utility bill to verify your current residence before applying for a loan or cashing a check.

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Check Cashing and Payday Loan Stores near Rock Hill

Good to know

What do I need to bring to cash a payroll or government check?

You typically need a current government-issued photo ID, such as a driver's license or passport, and the endorsed check. Some stores may also ask for a secondary form of identification or a phone number to verify the check with the issuer.

How much do check cashing services usually cost?

Fees are often set as a percentage of the check's total face value, typically ranging from 1% to 5% for payroll or government checks. Personal or unverified checks usually carry higher percentage fees due to the additional processing risk.

What is the difference between a payday loan and a consumer installment loan?

Payday loans are usually smaller, short-term advances meant to be repaid in full on your next payday. Consumer installment loans offer larger principal amounts that are paid back over several months through fixed scheduled payments.