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Check Cashing and Payday Loan Stores in Spartanburg, SC

19 of the 38 pawn shops, check cashing and loan stores we list in Spartanburg are check cashing or payday loan services.

Stores in this category vary significantly by the type of financial products they offer, ranging from simple payroll check cashing to short-term installment loans and personal credit lines. Processing fees, required identification, and funding speeds differ between dedicated check cashers and traditional consumer loan offices. A map pin shows proximity, but it will not indicate whether a specific location handles hand-written checks, government benefits, or immediate cash payouts.

  1. Advance America

    975 Beaumont Ave, Spartanburg, SC 29303

    Mon 9:00 AM–5:30 PM, Sat 9:00 AM–12:00 PM, Sun Closed

  2. Security Finance

    2225 E Main St Ste E, Spartanburg, SC 29307

    Mon–Wed 9:00 AM–6:00 PM

  3. Bonanza Quick Loans and Zivo Insurance - Hispanos Comunidad

    1481 Asheville Hwy, Spartanburg, SC 29303

  4. Approved Cash

    1458 Asheville Hwy, Spartanburg, SC 29303

  5. Carolina Payday Loans Inc.

    1226 Asheville Hwy, Spartanburg, SC 29303

  6. Carolina Title Loans, Inc.

    1517 John B White Sr Blvd Ste A, Spartanburg, SC 29301

  7. First American Cash Advance - Closed

    2225 E Main St Unit C, Spartanburg, SC 29307

  8. Kinsmith Finance

    1519 Asheville Highway, Spartanburg, SC 29303

  9. Kinsmith Finance

    1944 E Main St Ste C, Spartanburg, SC 29307

  10. Money Tree Check Cashing

    584 N Church St, Spartanburg, SC 29303-3034

  11. OneMain Financial

    205 Cedar Springs Rd Ste 4, Spartanburg, SC 29302

  12. Sunbelt Credit

    1450 Wo Ezell Blvd Ste 230, Spartanburg, SC 29301

  13. Carolina Payday Loans, Inc.

    1517-B John B White Sr Blvd, Spartanburg, SC 29301

  14. Money Tree Check Cashing

    780 John B White SR Blvd, Spartanburg, SC 29306-4045

  15. A A Check Cashing

    294 John B White SR Blvd, Spartanburg, SC 29306-6048

  16. Check Into Cash

    1948 E Main St, Spartanburg, SC 29307

  17. Onemain Financial

    1000 N Pine St, Spartanburg, SC 29303

  18. Quick Credit

    1000 N Pine St Ste 40, Spartanburg, SC 29303

  19. Security Finance

    210 E Main St, Spartanburg, SC 29306

Bring the right documentation. Bring a valid government-issued photo ID, your most recent proof of income or pay stub, and a recent utility bill to verify your current residence before applying for a loan or cashing a check.

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Check Cashing and Payday Loan Stores near Spartanburg

Good to know

What do I need to bring to cash a payroll or government check?

You typically need a current government-issued photo ID, such as a driver's license or passport, and the endorsed check. Some stores may also ask for a secondary form of identification or a phone number to verify the check with the issuer.

How much do check cashing services usually cost?

Fees are often set as a percentage of the check's total face value, typically ranging from 1% to 5% for payroll or government checks. Personal or unverified checks usually carry higher percentage fees due to the additional processing risk.

What is the difference between a payday loan and a consumer installment loan?

Payday loans are usually smaller, short-term advances meant to be repaid in full on your next payday. Consumer installment loans offer larger principal amounts that are paid back over several months through fixed scheduled payments.