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Check Cashing and Payday Loan Stores in Columbia, SC

20 of the 51 pawn shops, check cashing and loan stores we list in Columbia are check cashing or payday loan services.

Stores in this category vary significantly by the type of financial products they offer, ranging from simple payroll check cashing to short-term installment loans and personal credit lines. Processing fees, required identification, and funding speeds differ between dedicated check cashers and traditional consumer loan offices. A map pin shows proximity, but it will not indicate whether a specific location handles hand-written checks, government benefits, or immediate cash payouts.

  1. Advance America

    9003 Two Notch Rd Ste 11, Columbia, SC 29223

    Mon-Fri 09:00-17:30, Sat 09:00-12:00, Sun closed

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  2. Check 'n Go

    7356 garner's Ferry Rd Ste 131, Columbia, SC 29209

    Mo–Fr 09:00–17:00

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  3. Security Finance

    3902 Two Notch Rd Ste D, Columbia, SC 29204

    Mon–Fri 9:00 AM–6:00 PM

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  4. Sunbelt Credit

    3315 Broad River Rd Ste 230, Columbia, SC 29210

    Mon–Thu 9:00 AM–6:00 PM

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  5. Kinsmith Finance

    10159 Two Notch Rd Ste A, Columbia, SC 29229

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  6. Kinsmith Finance

    1722 Broad River Rd Unit I, Columbia, SC 29210

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  7. OneMain Financial

    7457 Patterson Rd Ste 103, Columbia, SC 29209

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  8. Carolina Payday Loans Inc.

    6805 Two Notch Rd, Columbia, SC 29223

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  9. Check Into Cash

    10008 Two Notch Rd Ste B, Columbia, SC 29223

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  10. Check Into Cash

    3315 Broad River Rd Ste 140, Columbia, SC 29210

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  11. Kinsmith Finance

    7364 Two Notch Rd, Columbia, SC 29223

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  12. OneMain Financial

    275 Harbison Blvd Ste J, Columbia, SC 29212

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  13. Security Finance

    1112 Washington St, Columbia, SC 29201

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  14. Advance America

    7535-A Garners Ferry Rd, Columbia, SC 29209

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  15. Carolina Title Loans, Inc.

    7118-B Two Notch Rd, Columbia, SC 29223

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  16. Check Into Cash

    6908 Two Notch Road, Boul-Mor, Columbia, SC 29223

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  17. Ace Cash Express

    5110 Fairfield Rd, Columbia, SC 29203-4314

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  18. Check Into Cash

    6750 Garners Ferry Rd, Columbia, SC 29209

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  19. Quik Cash

    8907 Two Notch Rd Ste H, Columbia, SC 29223-6363

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  20. Quik Cash

    2768m Decker Blvd Ste M, Columbia, SC 29206-1705

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Bring the right documentation. Bring a valid government-issued photo ID, your most recent proof of income or pay stub, and a recent utility bill to verify your current residence before applying for a loan or cashing a check.

Also in Columbia

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Check Cashing and Payday Loan Stores near Columbia

Good to know

What do I need to bring to cash a payroll or government check?

You typically need a current government-issued photo ID, such as a driver's license or passport, and the endorsed check. Some stores may also ask for a secondary form of identification or a phone number to verify the check with the issuer.

How much do check cashing services usually cost?

Fees are often set as a percentage of the check's total face value, typically ranging from 1% to 5% for payroll or government checks. Personal or unverified checks usually carry higher percentage fees due to the additional processing risk.

What is the difference between a payday loan and a consumer installment loan?

Payday loans are usually smaller, short-term advances meant to be repaid in full on your next payday. Consumer installment loans offer larger principal amounts that are paid back over several months through fixed scheduled payments.