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Check Cashing and Payday Loan Stores in Memphis, TN

55 of the 131 pawn shops, check cashing and loan stores we list in Memphis are check cashing or payday loan services.

Stores in this category vary significantly by the type of financial products they offer, ranging from simple payroll check cashing to short-term installment loans and personal credit lines. Processing fees, required identification, and funding speeds differ between dedicated check cashers and traditional consumer loan offices. A map pin shows proximity, but it will not indicate whether a specific location handles hand-written checks, government benefits, or immediate cash payouts.

  1. Mr Payroll

    4941 Lamar Ave, Memphis, TN 38118

    Buys goldElectronicsLayaway
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  2. LendNation

    3204 S Perkins Rd, Memphis, TN 38118

    Electronics
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  3. Fastest Cash Advance & Payday Loans

    50 N Front St, Memphis, TN 38103-2126

    Electronics
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  4. Signature Finance

    1920 Madison Ave, Memphis, TN 38104

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  5. Advance America

    3431 Austin Peay Hwy, Memphis, TN 38128

    Mon: 10:00 AM–6:00 PM, Sat: 10:00 AM–2:00 PM, Sun: Closed

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  6. Cash Tyme

    3858 Park Ave, Memphis, TN 38111

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  7. Central Check Advance

    2617 Central Ave, Memphis, TN 38104

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  8. Mr Payroll

    1312 E Shelby Dr, Memphis, TN 38116

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  9. Speedy Cash

    4109 Getwell Rd, Memphis, TN 38118

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  10. 745 Cash

    4986 Park Ave, Memphis, TN 38117

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  11. 745 Cash

    1791 Frayser Blvd, Memphis, TN 38127

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  12. AAA Cash Fast

    6225 Winchester Rd, Memphis, TN 38115

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  13. ACE Cash Express

    3174 Summer Ave, Memphis, TN 38112

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  14. American Cash Advance

    3750 Hacks Cross Rd Ste 108, Memphis, TN 38125

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  15. American Cash Advance and Title Loan

    6195 Macon Rd Ste #3, Memphis, TN 38134

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  16. Cash On The Double

    4712 Winchester Rd, Memphis, TN 38118-5335

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  17. Check Advance

    4221 Elvis Presley Blvd, Memphis, TN 38116

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  18. Check Advance

    6310 Winchester Rd, Memphis, TN 38115

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  19. Check Advance

    3201 S 3rd St, Memphis, TN 38109

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  20. Check Into Cash

    5 S Main St, Memphis, TN 38103

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  21. Check Into Cash

    8385 US Highway 64, Memphis, TN 38133

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  22. Check Into Cash

    1213 Getwell Rd, Memphis, TN 38111

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  23. Easy Money

    5040 Summer Ave, Memphis, TN 38122

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  24. Easy Money EMG

    4669 American Way, Memphis, TN 38118

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  25. Magnolia Finance Co.

    7395 US Highway 64 Ste 107, Memphis, TN 38133

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  26. OneMain Financial

    4093 Summer Ave, Memphis, TN 38122

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  27. Tennessee Title Loans, Inc.

    3051 Thomas St, Memphis, TN 38127

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  28. Tennessee Title Loans, Inc.

    3410 S 3rd St, Memphis, TN 38109

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  29. Kroger Money

    799 Truse Pkwy, Memphis, TN 38117

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  30. Kroger Money

    1759 Union Ave, Memphis, TN 38104

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  31. Kroger Money

    3860 Austin Peay Hwy, Memphis, TN 38128

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  32. Kroger Money

    1212 E Shelby Dr, Memphis, TN 38116

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  33. Kroger Money

    1366 Poplar Ave, Memphis, TN 38104

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  34. Kroger Money

    4770 Riverdale Rd, Memphis, TN 38141

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  35. Kroger Money

    540 S Mendenhall Rd, Memphis, TN 38117

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  36. Kroger Money

    3444 Plaza Ave, Memphis, TN 38111

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  37. Tennessee Title Loans, Inc.

    3727 Lamar Ave #2, Memphis, TN 38118

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  38. Check Into Cash

    5079 Park Ave, Memphis, TN 38117-5701

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  39. Check Into Cash

    5126 Summer Ave Ste 9, Memphis, TN 38122-4400

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  40. Quik-lend

    2830 Old Austin Peay Hwy Ste 6, Memphis, TN 38128-6319

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  41. Ab Latino Services

    4556 Summer Ave, Memphis, TN 38122-4149

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  42. Cash Friendly Check Advance

    1313 Getwell Rd, Memphis, TN 38111

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  43. Cash In A Flash

    4359 Elvis Presley Blvd # 102, Memphis, TN 38116-6405

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  44. Cash In A Flash

    6922 E Shelby Dr, Memphis, TN 38141-0265

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  45. Check 'n Go

    3580 Summer Ave, Memphis, TN 38122-3628

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  46. Check 'n Go

    294 N Cleveland St, Memphis, TN 38104-7146

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  47. Check Holders

    1918 Madison Ave, Memphis, TN 38104-2620

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  48. Check Into Cash

    6636 Winchester Rd Ste 150, Memphis, TN 38115

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  49. Check N' Go

    5065 American Way Ste 104, Memphis, TN 38115-1568

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  50. TitleBucks

    4195 Summer Ave, Memphis, TN 38122

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  51. Cash In A Flash Check Advance

    1791 Frayser Blvd, Memphis, TN 38127

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  52. Cash 4 U Finance

    5281 Winchester Rd, Memphis, TN 38118-5580

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  53. Cash Express Usa

    1983 Covington Pike, Memphis, TN 38128-6980

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  54. Ez Cash

    4616 Winchester Rd, Memphis, TN 38118-5243

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  55. Cash Express Usa

    4074 Elvis Presley Blvd, Memphis, TN 38116-5827

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Bring the right documentation. Bring a valid government-issued photo ID, your most recent proof of income or pay stub, and a recent utility bill to verify your current residence before applying for a loan or cashing a check.

Also in Memphis

More in Memphis and Tennessee

Check Cashing and Payday Loan Stores near Memphis

Good to know

What do I need to bring to cash a payroll or government check?

You typically need a current government-issued photo ID, such as a driver's license or passport, and the endorsed check. Some stores may also ask for a secondary form of identification or a phone number to verify the check with the issuer.

How much do check cashing services usually cost?

Fees are often set as a percentage of the check's total face value, typically ranging from 1% to 5% for payroll or government checks. Personal or unverified checks usually carry higher percentage fees due to the additional processing risk.

What is the difference between a payday loan and a consumer installment loan?

Payday loans are usually smaller, short-term advances meant to be repaid in full on your next payday. Consumer installment loans offer larger principal amounts that are paid back over several months through fixed scheduled payments.