Stores in this category vary significantly by the type of financial products they offer, ranging from simple payroll check cashing to short-term installment loans and personal credit lines. Processing fees, required identification, and funding speeds differ between dedicated check cashers and traditional consumer loan offices. A map pin shows proximity, but it will not indicate whether a specific location handles hand-written checks, government benefits, or immediate cash payouts.
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Advance America
868 Oak Ridge Tpke, Oak Ridge, TN 37830
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OneMain Financial
1181 Oak Ridge Tpke, Oak Ridge, TN 37830
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Cash Express
200 Oak Ridge Tpke, Oak Ridge, TN 37830
More in Oak Ridge and Tennessee
- All pawn shops, check cashing and loan stores in Oak Ridge5
- Check Cashing and Payday Loan Stores across Tennessee623
Check Cashing and Payday Loan Stores near Oak Ridge
- Memphis55
- Nashville40
- Knoxville33
- Chattanooga23
- Clarksville15
- Jackson15
- Cookeville12
- Johnson City12
Good to know
What do I need to bring to cash a payroll or government check?
You typically need a current government-issued photo ID, such as a driver's license or passport, and the endorsed check. Some stores may also ask for a secondary form of identification or a phone number to verify the check with the issuer.
How much do check cashing services usually cost?
Fees are often set as a percentage of the check's total face value, typically ranging from 1% to 5% for payroll or government checks. Personal or unverified checks usually carry higher percentage fees due to the additional processing risk.
What is the difference between a payday loan and a consumer installment loan?
Payday loans are usually smaller, short-term advances meant to be repaid in full on your next payday. Consumer installment loans offer larger principal amounts that are paid back over several months through fixed scheduled payments.