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Installment Loan Stores in Irvine, CA

17 of the 20 pawn shops, check cashing and loan stores we list in Irvine are installment loan options.

Installment loans differ primarily in repayment terms, interest rate structures, and whether they require personal property as collateral. Some lenders focus on unsecured personal loans with fixed monthly payments, while others specialize in auto title loans that use your vehicle as security. A map location will not tell you if a store handles auto loans, requires proof of income, or reports your payments to major credit bureaus.

  1. New Capital Financial

    3333 Michelson Dr #300, Irvine, CA 92612

    Mon–Fri 7AM–7PM, Sat 9AM-2PM

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  2. TNL Car Title Loans Irvine

    2875 Michelle Dr, Irvine, CA 92606-1006

    Mo-Sa 8am-6pm, Su 9am-2pm

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  3. Cig Financial

    6 Executive Cir, Irvine, CA 92614-4734

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  4. Bright Loan Plus

    2603 Main St, Irvine, CA 92614-4200

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  5. Reboot Finance

    18188 Teller Ave #140, Irvine, CA 92612

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  6. Montana Capital Car Title Loans

    2030 Main St, Irvine, CA 92614-7219

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  7. John M Kramer - Finance of America - MLO 282232

    350 Commerce, Irvine, CA 92602-1304

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  8. Lend and Loan

    18012 Cowan, Irvine, CA 92614-6255

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  9. LendEra Lending

    300 Spectrum Center Dr #413, Irvine, CA 92618

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  10. Western Pacific Lending

    2405 McCabe Way #212, Irvine, CA 92614

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  11. Pacific Lending

    1 Corporate Park, Irvine, CA 92606

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  12. Abc Max Loan

    2691 Richter Ave Ste 118, Irvine, CA 92606-5124

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  13. Western Express Lending

    7700 Irvine Center Dr, Irvine, CA 92618-2923

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  14. American Lending Center

    18881 Von Karman Ave, Irvine, CA 92612

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  15. Lending River

    2082 Michelson Dr, Irvine, CA 92612

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  16. All Coast Lending Inc.

    1342 Nolita, Irvine, CA 92612

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  17. Business Loan Capital

    15375 Barranca Pkwy, Irvine, CA 92618-2203

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Check lender requirements. Bring a valid government ID, your most recent pay stubs, a bank statement, and your vehicle title if you are applying for an auto-backed loan.

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Good to know

How do installment loans differ from payday loans?

Installment loans are repaid over several months or years through scheduled, equal payments rather than in a single lump sum on your next payday. This structure typically offers lower individual payment amounts, though total interest costs depend on the loan duration.

What do I need to apply for an installment loan?

Most physical storefronts require a government-issued photo ID, proof of steady income such as pay stubs, and an active checking account. If you are seeking an auto installment loan, you will also need to present the vehicle, its clear title, and proof of insurance.

Can I get an installment loan with poor credit?

Many storefront installment lenders work with borrowers who have low credit scores or limited credit histories. Approval often relies more heavily on your current income and employment stability, though interest rates are typically higher for higher-risk applicants.