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Installment Loan Stores in Santa Ana, CA

19 of the 42 pawn shops, check cashing and loan stores we list in Santa Ana are installment loan options.

Installment loans differ primarily in repayment terms, interest rate structures, and whether they require personal property as collateral. Some lenders focus on unsecured personal loans with fixed monthly payments, while others specialize in auto title loans that use your vehicle as security. A map location will not tell you if a store handles auto loans, requires proof of income, or reports your payments to major credit bureaus.

  1. Montana Capital Car Title Loans

    3738 W Warner Ave, Santa Ana, CA 92704

    Layaway
  2. First Finance

    1115 N Towner St, Santa Ana, CA 92703-2356

    Electronics
  3. OneMain Financial

    3646 S Bristol St, Santa Ana, CA 92704

    Mo,We,Fr 08:30-17:30, Tu,Th 09:00-17:30

  4. ACE Cash Express

    404 N Grand Ave, Santa Ana, CA 92701-4315

  5. Champion Cash Loans

    300 N Broadway, Santa Ana, CA 92701-4865

  6. Montana Capital Car Title Loans

    1238 S Lyon St, Santa Ana, CA 92705-4503

  7. Loannow

    3100 S Harbor Blvd, Santa Ana, CA 92704-6823

  8. Quicken Cash

    1138 E 17th St, Santa Ana, CA 92701

  9. Champion Financial Services

    300 N Broadway, Santa Ana, CA 92701-4865

  10. TNL Car Title Loans Santa Ana

    1851 E 1st St, Santa Ana, CA 92705-4000

  11. Loankey.io

    2702 N Flower St, Santa Ana, CA 92706-1112

  12. SilverLake Financial

    930 W 17th St, Santa Ana, CA 92706-3555

  13. One Capital Loans

    66 Hutton Centre Dr, Santa Ana, CA 92707-5752

  14. ACE Cash Express

    1701 N Broadway D, Santa Ana, CA 92706

  15. Title Loans Express Santa Ana

    600 W Santa Ana Blvd, Santa Ana, CA 92701-4509

  16. Progreso Financiero

    1120 S Bristol St, Santa Ana, CA 92704-3420

  17. Lending Star Capital

    1912 N Broadway, Santa Ana, CA 92706

  18. SureLock Loans

    3750 S Susan St, Santa Ana, CA 92704-6949

Check lender requirements. Bring a valid government ID, your most recent pay stubs, a bank statement, and your vehicle title if you are applying for an auto-backed loan.

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Installment Loan Stores near Santa Ana

Good to know

How do installment loans differ from payday loans?

Installment loans are repaid over several months or years through scheduled, equal payments rather than in a single lump sum on your next payday. This structure typically offers lower individual payment amounts, though total interest costs depend on the loan duration.

What do I need to apply for an installment loan?

Most physical storefronts require a government-issued photo ID, proof of steady income such as pay stubs, and an active checking account. If you are seeking an auto installment loan, you will also need to present the vehicle, its clear title, and proof of insurance.

Can I get an installment loan with poor credit?

Many storefront installment lenders work with borrowers who have low credit scores or limited credit histories. Approval often relies more heavily on your current income and employment stability, though interest rates are typically higher for higher-risk applicants.