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Installment Loan Stores in Sacramento, CA

28 of the 78 pawn shops, check cashing and loan stores we list in Sacramento are installment loan options.

Installment loans differ primarily in repayment terms, interest rate structures, and whether they require personal property as collateral. Some lenders focus on unsecured personal loans with fixed monthly payments, while others specialize in auto title loans that use your vehicle as security. A map location will not tell you if a store handles auto loans, requires proof of income, or reports your payments to major credit bureaus.

  1. Montana Capital Car Title Loans

    7212 Florin Mall Dr, Sacramento, CA 95823-2785

    Mon-Fri: 9 AM- 7 PM, Sat: 10 AM – 4 PM

  2. California Check Cashing Stores

    6154 Florin Rd, Sacramento, CA 95823

  3. ACE Cash Express

    6640 Valley Hi Dr Ste A2, Sacramento, CA 95823

  4. California Check Cashing Stores

    1290 Fulton Ave, Sacramento, CA 95825-7397

  5. California Check Cashing Stores

    2800 Broadway Ste 3, Sacramento, CA 95817

  6. Cash1

    1600 W El Camino Ave, Sacramento, CA 95833

  7. ACE Cash Express

    4341 Elkhorn Blvd, Sacramento, CA 95842

  8. Lobel Financial

    1111 Howe Ave #540, Sacramento, CA 95825

  9. Montana Capital Car Title Loans

    1805 Tribute Rd, Sacramento, CA 95815-4303

  10. Title Loans Express

    400 Capitol Mall, Sacramento, CA 95814-4400

  11. Platinum Home Lenders, Inc

    1102 Corporate Way, Sacramento, CA 95831-3895

  12. Calstatelender.com

    525 Morse Ave, Sacramento, CA 95864-4958

  13. Same Day Title Loan

    2740 Fulton Ave, Sacramento, CA 95821-5108

  14. Monica Ruiz | Loan Officer

    1800 27th St #100, Sacramento, CA 95816

  15. ACE Cash Express

    2202 El Camino Ave, Sacramento, CA 95821-4602

  16. ACE Cash Express

    6510 Florin Rd, Sacramento, CA 95828

  17. Aura Credit

    2300 Northgate Blvd, Sacramento, CA 95833-2580

  18. Allied Cash

    2400 Florin Rd, Sacramento, CA 95822-4529

  19. Sactown Cash For Cars

    8116 Junipero St, Sacramento, CA 95828

  20. Matt Miller - Loan Officer

    Suite 110, Sacramento, CA 95825

  21. C-Loans

    4811 Chippendale Dr Ste 101, Sacramento, CA 95841

  22. The Funding & Lending Network

    5325 Elkhorn Blvd, Sacramento, CA 95842-2526

  23. Land Home Financial Services, Inc.

    2260 Del Paso Rd, Sacramento, CA 95834-9712

  24. California Department Finance

    744 P St, Sacramento, CA 95814-6400

  25. The Money Store

    5731 Grassington Ln, Sacramento, CA 95835-2179

  26. First Priority Financial

    707 Commons Dr, Sacramento, CA 95825-6600

  27. Title Business Loans

    1215 K St, Sacramento, CA 95814

  28. Equity Investments Loans

    2511 Edison Ave, Sacramento, CA 95821-2334

Check lender requirements. Bring a valid government ID, your most recent pay stubs, a bank statement, and your vehicle title if you are applying for an auto-backed loan.

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Good to know

How do installment loans differ from payday loans?

Installment loans are repaid over several months or years through scheduled, equal payments rather than in a single lump sum on your next payday. This structure typically offers lower individual payment amounts, though total interest costs depend on the loan duration.

What do I need to apply for an installment loan?

Most physical storefronts require a government-issued photo ID, proof of steady income such as pay stubs, and an active checking account. If you are seeking an auto installment loan, you will also need to present the vehicle, its clear title, and proof of insurance.

Can I get an installment loan with poor credit?

Many storefront installment lenders work with borrowers who have low credit scores or limited credit histories. Approval often relies more heavily on your current income and employment stability, though interest rates are typically higher for higher-risk applicants.