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Installment Loan Stores in Columbia, SC

16 of the 51 pawn shops, check cashing and loan stores we list in Columbia are installment loan options.

Installment loans differ primarily in repayment terms, interest rate structures, and whether they require personal property as collateral. Some lenders focus on unsecured personal loans with fixed monthly payments, while others specialize in auto title loans that use your vehicle as security. A map location will not tell you if a store handles auto loans, requires proof of income, or reports your payments to major credit bureaus.

  1. ACE Cash Express

    1520 Broad River Rd, Columbia, SC 29210

  2. Check 'n Go

    7358 Two Notch Rd, Columbia, SC 29223-7620

  3. Delores Shabazz - Assurance Financial

    2231 Devine St, Columbia, SC 29205-2419

    Electronics
  4. Caitlin Ramage - Assurance Financial

    2231 Devine St, Columbia, SC 29205-2419

    Electronics
  5. Archer Student Lending

    1901 Main St, Columbia, SC 29201-2421

    Layaway
  6. Auto Money

    3320 N Main St, Columbia, SC 29203

  7. World Finance

    1013 Broad River Rd Ste A, Columbia, SC 29210

  8. World Finance

    3906 Two Notch Rd, Columbia, SC 29204-3211

  9. World Finance

    4464 Devine St Ste I, Columbia, SC 29205

  10. Instant Cash Loans

    10171 Two Notch Rd, Columbia, SC 29229-4208

  11. Instant Cash Loans of SC

    1722 Broad River Rd, Columbia, SC 29210-7336

  12. Blazer Financial Services

    735 Saturn Pkwy, Columbia, SC 29212-2200

  13. Jamie Correa - Loan Officer

    1523 Richland St, Columbia, SC 29201-2609

  14. Athena Leventis, Senior Loan Officer

    1751 St Julian Pl, Columbia, SC 29204-2409

  15. Summit Financial Services of South Carolina

    7546 Garners Ferry Rd, Columbia, SC 29209

  16. Security Finance

    1111 Taylor St, Columbia, SC 29201-2809

Check lender requirements. Bring a valid government ID, your most recent pay stubs, a bank statement, and your vehicle title if you are applying for an auto-backed loan.

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Installment Loan Stores near Columbia

Good to know

How do installment loans differ from payday loans?

Installment loans are repaid over several months or years through scheduled, equal payments rather than in a single lump sum on your next payday. This structure typically offers lower individual payment amounts, though total interest costs depend on the loan duration.

What do I need to apply for an installment loan?

Most physical storefronts require a government-issued photo ID, proof of steady income such as pay stubs, and an active checking account. If you are seeking an auto installment loan, you will also need to present the vehicle, its clear title, and proof of insurance.

Can I get an installment loan with poor credit?

Many storefront installment lenders work with borrowers who have low credit scores or limited credit histories. Approval often relies more heavily on your current income and employment stability, though interest rates are typically higher for higher-risk applicants.