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Pawn Shops in Columbia, SC

14 of the 51 pawn shops, check cashing and loan stores we list in Columbia are pawn shops.

Pawn shops vary significantly in the inventory they carry, with some focusing on high-end jewelry and electronics while others stock tools, firearms, or musical instruments. Loan terms, interest rates, and retail pricing also differ based on location and corporate or independent ownership. A map pin confirms a store is open, but it will not show you their current valuation policies or what items they accept for collateral.

  1. First Cash Pawn

    3102 Broad River Rd, Columbia, SC 29210-5922

    Buys goldJewelryElectronicsLayaway
    Call Website Directions

  2. People's Pawn Shop

    1324 Assembly St, Columbia, SC 29201-3124

    Mon-Fri 9-6, Sat 9-5, Closed Sun

    JewelryElectronicsFirearms
    Call Website Directions

  3. Quick Cash Gold and Pawn

    1906 Decker Blvd, Columbia, SC 29206-3471

    Six locations in Midlands

    Buys goldJewelryElectronics
    Call Website Directions

  4. First Cash Pawn

    6908 Two Notch Rd, Columbia, SC 29223-7541

    Buys goldElectronicsLayaway
    Call Website Directions

  5. Bonded Loan Office

    1328 Assembly St, Columbia, SC 29201-3124

    Mon-Fri 9am-5:50pm, Sat 9am-5pm

    Buys goldJewelry
    Call Website Directions

  6. Gold Pros

    7201 Two Notch Rd, Columbia, SC 29223-7527

    Hours vary by location

    Buys goldJewelry
    Call Website Directions

  7. Palmetto Gold and Pawn

    1722 Broad River Rd, Columbia, SC 29210-7336

    Call Website Directions

  8. Quick Cash Gold and Pawn

    7410 Garners Ferry Rd, Columbia, SC 29209-0711

    Layaway
    Call Directions

  9. Best Deal Pawn and Gun

    6207 Two Notch Rd, Columbia, SC 29223-7230

    Call Website Directions

  10. Quick Cash Gold & Pawn

    10244 Two Notch Rd, Columbia, SC 29229-4383

    Call Website Directions

  11. Broad River Pawn

    2301 Bush River Rd, Columbia, SC 29210-5660

    Call Directions

  12. Decker's Jewelry And Pawn

    1735 Decker Blvd Ste 70, Columbia, SC 29206-5282

    Call Directions

  13. Palmetto Jewelry & Loan

    2700 Broad River Rd Ste J, Columbia, SC 29210-6055

    Call Directions

  14. Tri-city Pawn Shop Inc

    612 Beltline Blvd, Columbia, SC 29205-3629

    Call Directions
Bring valid photo ID. State regulations require a government-issued ID for all pawn loans and outright sales, and most stores require items to be clean and fully functional before making an offer.

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Good to know

What is the difference between pawning an item and selling it?

Pawning an item means using it as collateral for a short-term cash loan, which you can reclaim after repaying the principal plus interest and fees. Selling is a final transaction where you relinquish ownership of the item in exchange for immediate cash. Pawn offers are typically lower than outright sale offers because the shop must store and hold the item.

How long do I have to pay back a pawn loan?

Standard pawn loan terms are typically 30 days, though exact timeframes are set by state and local laws. Most shops allow you to extend or renew the loan by paying the interest accrued for that period. If you do not repay or extend the loan, the shop takes ownership of the item to resell, which does not affect your credit score.

How do pawn shops determine how much money to offer?

Appraisers look at the item's current secondary market value, condition, brand, and likelihood of reselling if the loan defaults. For precious metals and jewelry, valuation relies on the current spot price of gold or silver alongside stone quality. Expect offers to be a percentage of the item's resale value rather than its original retail price.