Installment loans differ primarily in repayment terms, interest rate structures, and whether they require personal property as collateral. Some lenders focus on unsecured personal loans with fixed monthly payments, while others specialize in auto title loans that use your vehicle as security. A map location will not tell you if a store handles auto loans, requires proof of income, or reports your payments to major credit bureaus.
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Loanstar Title Loans
2344 19th St, Lubbock, TX 79401
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Loanstar Title Loans
4726 Slide Rd, Lubbock, TX 79414
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Loanstar Title Loans
3215 50th St, Lubbock, TX 79413
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Midwest Finance
2806 Avenue Q B, Lubbock, TX 79411
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ACE Cash Express
4646 34th St, Lubbock, TX 79410
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ACE Cash Express
502 Avenue Q, Lubbock, TX 79401
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Payment 1 Financial
2302 19th St, Lubbock, TX 79401
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ACE Cash Express
1301d 50th St, Lubbock, TX 79412
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ACE Cash Express
5412 Slide Rd Ste 400, Lubbock, TX 79414
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Texas Car Title and Payday Loan Services
2702 34th St, Lubbock, TX 79410
Monday - Friday 10AM-6PM, Saturday 10AM-1PM, Sunday Closed
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OneMain Financial
6816 Slide Rd, Lubbock, TX 79424-1534
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OneMain Financial
7412 University Ave #4, Lubbock, TX 79423
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World Finance
1417 34th St, Lubbock, TX 79411
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Loans
2108 50th St, Lubbock, TX 79412-2603
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Sunbelt Credit
5510 4th St Ste 160, Lubbock, TX 79416-4270
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Lubbock Title Loans
3005 50th St, Lubbock, TX 79413-4134
Also in Lubbock
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- 12
- 10
- 6
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- 3
More in Lubbock and Texas
- All pawn shops, check cashing and loan stores in Lubbock45
- Installment Loan Stores across Texas1,215
Installment Loan Stores near Lubbock
- Houston131
- San Antonio69
- Dallas57
- Austin43
- El Paso43
- Fort Worth26
- Corpus Christi22
- Laredo22
Good to know
How do installment loans differ from payday loans?
Installment loans are repaid over several months or years through scheduled, equal payments rather than in a single lump sum on your next payday. This structure typically offers lower individual payment amounts, though total interest costs depend on the loan duration.
What do I need to apply for an installment loan?
Most physical storefronts require a government-issued photo ID, proof of steady income such as pay stubs, and an active checking account. If you are seeking an auto installment loan, you will also need to present the vehicle, its clear title, and proof of insurance.
Can I get an installment loan with poor credit?
Many storefront installment lenders work with borrowers who have low credit scores or limited credit histories. Approval often relies more heavily on your current income and employment stability, though interest rates are typically higher for higher-risk applicants.