All states›Pawn Shops›Texas›Lubbock

Pawn Shops in Lubbock, TX

12 of the 45 pawn shops, check cashing and loan stores we list in Lubbock are pawn shops.

Pawn shops vary significantly in the inventory they carry, with some focusing on high-end jewelry and electronics while others stock tools, firearms, or musical instruments. Loan terms, interest rates, and retail pricing also differ based on location and corporate or independent ownership. A map pin confirms a store is open, but it will not show you their current valuation policies or what items they accept for collateral.

  1. EZPAWN

    105 University Ave, Lubbock, TX 79415-2842

    Mon-Fri 9am-7pm, Sat 9am-7pm, Sun 12pm-5pm

    Buys goldJewelryElectronicsFirearmsLayaway
    Call Website Directions

  2. EZPAWN

    1704 50th St, Lubbock, TX 79412-2746

    Mon-Fri 9am-7pm, Sat 9am-7pm, Sun 12pm-5pm

    Buys goldJewelryElectronicsFirearmsLayaway
    Call Website Directions

  3. EZPAWN

    5009 Marsha Sharp Fwy, Lubbock, TX 79407-2619

    Mon-Fri 9am-7pm, Sat 9am-7pm, Sun 12pm-5pm

    Buys goldJewelryElectronicsFirearmsLayaway
    Call Website Directions

  4. CAP

    5730 50th St, Lubbock, TX 79414-1611

    Buys goldJewelryElectronicsLayaway
    Call Website Directions

  5. First Cash Pawn

    7301 University Ave 700, Lubbock, TX 79423

    Buys goldJewelryElectronicsLayaway
    Call Website Directions

  6. Cash America Pawn

    125 N University Ave, Lubbock, TX 79415

    Buys goldElectronicsLayaway
    Call Website Directions

  7. Cash America Pawn

    5730 50th St, Lubbock, TX 79414

    Call Website Directions

  8. Pawn Texas

    6207 19th St, Lubbock, TX 79407

    Call Website Directions

  9. Cash America Pawn

    1510 50th St, Lubbock, TX 79412-2905

    Call Directions

  10. Huber's Pawn Shop

    1220 50th St, Lubbock, TX 79412-3103

    Call Directions

  11. Galaxy Pawn

    1621 19th St, Lubbock, TX 79401-4831

    Call Directions

  12. Swat's Loans

    2301 19th St, Lubbock, TX 79401

    Call Directions
Bring valid photo ID. State regulations require a government-issued ID for all pawn loans and outright sales, and most stores require items to be clean and fully functional before making an offer.

Also in Lubbock

More in Lubbock and Texas

Pawn Shops near Lubbock

Good to know

What is the difference between pawning an item and selling it?

Pawning an item means using it as collateral for a short-term cash loan, which you can reclaim after repaying the principal plus interest and fees. Selling is a final transaction where you relinquish ownership of the item in exchange for immediate cash. Pawn offers are typically lower than outright sale offers because the shop must store and hold the item.

How long do I have to pay back a pawn loan?

Standard pawn loan terms are typically 30 days, though exact timeframes are set by state and local laws. Most shops allow you to extend or renew the loan by paying the interest accrued for that period. If you do not repay or extend the loan, the shop takes ownership of the item to resell, which does not affect your credit score.

How do pawn shops determine how much money to offer?

Appraisers look at the item's current secondary market value, condition, brand, and likelihood of reselling if the loan defaults. For precious metals and jewelry, valuation relies on the current spot price of gold or silver alongside stone quality. Expect offers to be a percentage of the item's resale value rather than its original retail price.