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Check Cashing and Payday Loan Stores in Lubbock, TX

17 of the 45 pawn shops, check cashing and loan stores we list in Lubbock are check cashing or payday loan services.

Stores in this category vary significantly by the type of financial products they offer, ranging from simple payroll check cashing to short-term installment loans and personal credit lines. Processing fees, required identification, and funding speeds differ between dedicated check cashers and traditional consumer loan offices. A map pin shows proximity, but it will not indicate whether a specific location handles hand-written checks, government benefits, or immediate cash payouts.

  1. Advance America

    3003 50th St Ste 500, Lubbock, TX 79413

    Mon: 10:00 AM–6:00 PM, Sat: 10:00 AM–3:00 PM, Sun: Closed

    Layaway
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  2. Advance America

    410 Frankford Ave Ste A, Lubbock, TX 79416

    Layaway
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  3. Security Finance

    4620 50th St Unit 6, Lubbock, TX 79414

    Electronics
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  4. Toledo Finance

    2145 50th St Ste A, Lubbock, TX 79415

    Layaway
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  5. Security Finance

    5409 4th St Unit L, Lubbock, TX 79416

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  6. Sun Loan Company

    2108 50th St, Lubbock, TX 79412

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  7. Cash Store

    3211 50th St Unit B, Lubbock, TX 79413

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  8. Cash Store

    7029 Quaker Ave Lot 2-B, Lubbock, TX 79424

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  9. OneMain Financial

    5004 Frankford Ave Ste 300, Lubbock, TX 79424

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  10. Security Finance

    2640 34th St, Lubbock, TX 79410

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  11. Security Finance

    8004 Indiana Ave Ste A5A, Lubbock, TX 79423

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  12. Sun Loan Company

    405 Slide Rd Ste 111, Lubbock, TX 79416

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  13. Texas Car Title & Payday Loan Services, Inc.

    4502 50th St, Lubbock, TX 79414

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  14. Cash Store

    5707 4th St Ste 3, Lubbock, TX 79416

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  15. Check N' Go

    4425 50th St, Lubbock, TX 79414-3609

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  16. Security Finance

    4921 34th St Ste 200, Lubbock, TX 79410

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  17. Noble Finance

    2806 Avenue Q, Lubbock, TX 79411-2457

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Bring the right documentation. Bring a valid government-issued photo ID, your most recent proof of income or pay stub, and a recent utility bill to verify your current residence before applying for a loan or cashing a check.

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Check Cashing and Payday Loan Stores near Lubbock

Good to know

What do I need to bring to cash a payroll or government check?

You typically need a current government-issued photo ID, such as a driver's license or passport, and the endorsed check. Some stores may also ask for a secondary form of identification or a phone number to verify the check with the issuer.

How much do check cashing services usually cost?

Fees are often set as a percentage of the check's total face value, typically ranging from 1% to 5% for payroll or government checks. Personal or unverified checks usually carry higher percentage fees due to the additional processing risk.

What is the difference between a payday loan and a consumer installment loan?

Payday loans are usually smaller, short-term advances meant to be repaid in full on your next payday. Consumer installment loans offer larger principal amounts that are paid back over several months through fixed scheduled payments.