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Pawn Shops in Sacramento, CA

18 of the 78 pawn shops, check cashing and loan stores we list in Sacramento are pawn shops.

Pawn shops vary significantly in the inventory they carry, with some focusing on high-end jewelry and electronics while others stock tools, firearms, or musical instruments. Loan terms, interest rates, and retail pricing also differ based on location and corporate or independent ownership. A map pin confirms a store is open, but it will not show you their current valuation policies or what items they accept for collateral.

  1. Loyalty Pawn

    1708 Broadway, Sacramento, CA 95818-2320

    Mon-Sat 10:00-18:00

    Buys goldJewelryElectronicsLayaway
  2. Loyalty Pawn

    7214 Florin Mall Dr, Sacramento, CA 95823-2785

    Mon-Sat 10:00-18:00

    Buys goldJewelryElectronicsLayaway
  3. Loyalty Pawn

    3409 El Camino Ave, Sacramento, CA 95821-6309

    Mon-Sat 10:00-18:00

    Buys goldJewelryElectronicsLayaway
  4. Capital City Loan & Jewelry

    2385 Fruitridge Rd, Sacramento, CA 95822-3131

    Mon-Sat 09:00-18:00

    Buys goldJewelryElectronics
  5. Western Loan & Jewelry

    1524 Del Paso Blvd, Sacramento, CA 95815-3013

    Mon-Sat 09:00-18:00

    Buys goldJewelryElectronics
  6. Capital City L&J El Camino

    3409 El Camino Ave, Sacramento, CA 95821-6309

    Mon-Sat 09:00-18:00

    Buys goldJewelryElectronics
  7. Action Loan & Pawn

    3130 Fulton Ave, Sacramento, CA 95821-4741

    Buys goldJewelryElectronics
  8. North City Pawn

    2105 Del Paso Blvd, Sacramento, CA 95815

    JewelryElectronics
  9. Capital City Loan and Jewelry

    9717 Folsom Blvd, Sacramento, CA 95827

    Electronics
  10. Buy Sell Trade It All

    5725 Stockton Blvd, Sacramento, CA 95824-1613

  11. Card City

    2600 Alta Arden Expy, Sacramento, CA 95825

  12. Capital City Loan & Jewelry

    5656 Auburn Blvd, Sacramento, CA 95841-2949

  13. Capital City Loan and Jewelry

    7214 Florin Mall Dr, Sacramento, CA 95823

  14. North City Jewelry & Loan

    2105 Del Paso Blvd, Sacramento, CA 95815

  15. California Loan & Jewelry

    916 J St, Sacramento, CA 95814-2703

  16. Gold-N-Pawn

    6618 Florin Rd, Sacramento, CA 95828-2888

  17. B & E Loans

    1547 Fulton Ave, Sacramento, CA 95825-5104

  18. Northgate Gold Buyers

    2345 Northgate Blvd, Sacramento, CA 95833-2504

Bring valid photo ID. State regulations require a government-issued ID for all pawn loans and outright sales, and most stores require items to be clean and fully functional before making an offer.

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Good to know

What is the difference between pawning an item and selling it?

Pawning an item means using it as collateral for a short-term cash loan, which you can reclaim after repaying the principal plus interest and fees. Selling is a final transaction where you relinquish ownership of the item in exchange for immediate cash. Pawn offers are typically lower than outright sale offers because the shop must store and hold the item.

How long do I have to pay back a pawn loan?

Standard pawn loan terms are typically 30 days, though exact timeframes are set by state and local laws. Most shops allow you to extend or renew the loan by paying the interest accrued for that period. If you do not repay or extend the loan, the shop takes ownership of the item to resell, which does not affect your credit score.

How do pawn shops determine how much money to offer?

Appraisers look at the item's current secondary market value, condition, brand, and likelihood of reselling if the loan defaults. For precious metals and jewelry, valuation relies on the current spot price of gold or silver alongside stone quality. Expect offers to be a percentage of the item's resale value rather than its original retail price.