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Check Cashing and Payday Loan Stores in El Cajon, CA

10 of the 18 pawn shops, check cashing and loan stores we list in El Cajon are check cashing or payday loan services.

Stores in this category vary significantly by the type of financial products they offer, ranging from simple payroll check cashing to short-term installment loans and personal credit lines. Processing fees, required identification, and funding speeds differ between dedicated check cashers and traditional consumer loan offices. A map pin shows proximity, but it will not indicate whether a specific location handles hand-written checks, government benefits, or immediate cash payouts.

  1. Speedy Cash

    380 Broadway Ste 103, El Cajon, CA 92021

    MON – FRI: 8am – 8pm (CT), SAT: 9am – 12pm (CT), SUN: Closed

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  2. OneMain Financial

    2856 Fletcher Pkwy, T & C, El Cajon, CA 92020

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  3. Advance America

    534 N 2nd St, El Cajon, CA 92021

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  4. Moneytree

    303 N 2nd St, El Cajon, CA 92021-6445

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  5. Checkmate

    1103 Broadway, El Cajon, CA 92021

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  6. Fast Auto and Payday Loans, Inc.

    916 Broadway, El Cajon, CA 92021

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  7. Check Into Cash

    1224 Broadway Suite 101 & 102, Broadway Mart S/C, El Cajon, CA 92021

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  8. Fast Auto And Payday Loans

    1450 E Main St, El Cajon, CA 92021-8615

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  9. Check Into Cash

    1224 Broadway 101, El Cajon, CA 92021

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  10. California Budget Finance

    375 Broadway, El Cajon, CA 92021-5420

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Bring the right documentation. Bring a valid government-issued photo ID, your most recent proof of income or pay stub, and a recent utility bill to verify your current residence before applying for a loan or cashing a check.

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Check Cashing and Payday Loan Stores near El Cajon

Good to know

What do I need to bring to cash a payroll or government check?

You typically need a current government-issued photo ID, such as a driver's license or passport, and the endorsed check. Some stores may also ask for a secondary form of identification or a phone number to verify the check with the issuer.

How much do check cashing services usually cost?

Fees are often set as a percentage of the check's total face value, typically ranging from 1% to 5% for payroll or government checks. Personal or unverified checks usually carry higher percentage fees due to the additional processing risk.

What is the difference between a payday loan and a consumer installment loan?

Payday loans are usually smaller, short-term advances meant to be repaid in full on your next payday. Consumer installment loans offer larger principal amounts that are paid back over several months through fixed scheduled payments.