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Check Cashing and Payday Loan Stores in San Francisco, CA

13 of the 43 pawn shops, check cashing and loan stores we list in San Francisco are check cashing or payday loan services.

Stores in this category vary significantly by the type of financial products they offer, ranging from simple payroll check cashing to short-term installment loans and personal credit lines. Processing fees, required identification, and funding speeds differ between dedicated check cashers and traditional consumer loan offices. A map pin shows proximity, but it will not indicate whether a specific location handles hand-written checks, government benefits, or immediate cash payouts.

  1. Fastest Payday Loans

    1829 Market St, San Francisco, CA 94103-7400

    Open 24 Hours, Monday-Sunday

    Electronics
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  2. Fastest Payday Loans

    485 6th St, San Francisco, CA 94103-4706

    Electronics
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  3. ACE Cash Express

    502 Valencia Street, San Francisco, CA 94103

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  4. Money Mart

    4919 Mission St, San Francisco, CA 94112

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  5. Fantastic International Services

    2300 Mission St, San Francisco, CA 94110-1814

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  6. Army Check Cashing

    606 Eddy St, San Francisco, CA 94109

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  7. Army Check Cashing

    3011 Mission St, San Francisco, CA 94110-4501

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  8. Lucky Money

    4873 Mission St, San Francisco, CA 94112

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  9. Quick Check Cashing Stores

    993 Shotwell St, San Francisco, CA 94110

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  10. Mission Check Cashers

    4601 Mission St, San Francisco, CA 94112-2605

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  11. Check 'n Go

    3001 Mission St, San Francisco, CA 94110-4501

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  12. Mission Check Cashers

    2815 24th St, San Francisco, CA 94110-4213

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  13. Money Mart

    281 Ellis St, San Francisco, CA 94102-2111

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Bring the right documentation. Bring a valid government-issued photo ID, your most recent proof of income or pay stub, and a recent utility bill to verify your current residence before applying for a loan or cashing a check.

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Check Cashing and Payday Loan Stores near San Francisco

Good to know

What do I need to bring to cash a payroll or government check?

You typically need a current government-issued photo ID, such as a driver's license or passport, and the endorsed check. Some stores may also ask for a secondary form of identification or a phone number to verify the check with the issuer.

How much do check cashing services usually cost?

Fees are often set as a percentage of the check's total face value, typically ranging from 1% to 5% for payroll or government checks. Personal or unverified checks usually carry higher percentage fees due to the additional processing risk.

What is the difference between a payday loan and a consumer installment loan?

Payday loans are usually smaller, short-term advances meant to be repaid in full on your next payday. Consumer installment loans offer larger principal amounts that are paid back over several months through fixed scheduled payments.