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Pawn Shops in Springfield, MO

13 of the 50 pawn shops, check cashing and loan stores we list in Springfield are pawn shops.

Pawn shops vary significantly in the inventory they carry, with some focusing on high-end jewelry and electronics while others stock tools, firearms, or musical instruments. Loan terms, interest rates, and retail pricing also differ based on location and corporate or independent ownership. A map pin confirms a store is open, but it will not show you their current valuation policies or what items they accept for collateral.

  1. Eagle Pawn & Jewelry

    1400 W Battlefield Rd, Springfield, MO 65807-4104

    Mon-Fri 9am-6pm, Sat 9am-4pm

    Buys goldJewelryElectronicsFirearms
    Call Website Directions

  2. Loftis Jewelry & Pawnbrokers

    410 W University St, Springfield, MO 65807-1930

    Buys goldJewelryElectronicsLayaway
    Call Website Directions

  3. Next Level Pawn & Jewelry

    738 S Glenstone Ave, Springfield, MO 65802

    JewelryFirearms
    Call Website Directions

  4. Loftis Jewelry & Pawn

    1445 W Kearney St, Springfield, MO 65803-1351

    Jewelry
    Call Website Directions

  5. Armed Sources Gun & Pawn

    1777 S Grant Ave, Springfield, MO 65807-1951

    Call Website Directions

  6. Gold Exchange Pawn

    1211 W Battlefield Rd, Springfield, MO 65807-4173

    Mon-Sat 10am-7pm

    Call Directions

  7. Gold Digger Pawn

    1031 W Kearney St, Springfield, MO 65803-1235

    Call Directions

  8. Premier Pawn

    2865 S Campbell Ave, Springfield, MO 65807-3630

    Call Directions

  9. Premier Pawn

    928 S Glenstone Ave, Springfield, MO 65802-3304

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  10. Gold Diggers Pawn

    2821 W Chestnut Expy, Springfield, MO 65802

    Call Directions

  11. Mr. Pawn

    3202 W Republic Rd, Springfield, MO 65807

    Call Directions

  12. TitleBucks

    1650 E Sunshine St, Springfield, MO 65804

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  13. Affordable Equity Finance

    751 S Glenstone Ave, Springfield, MO 65802

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Bring valid photo ID. State regulations require a government-issued ID for all pawn loans and outright sales, and most stores require items to be clean and fully functional before making an offer.

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Good to know

What is the difference between pawning an item and selling it?

Pawning an item means using it as collateral for a short-term cash loan, which you can reclaim after repaying the principal plus interest and fees. Selling is a final transaction where you relinquish ownership of the item in exchange for immediate cash. Pawn offers are typically lower than outright sale offers because the shop must store and hold the item.

How long do I have to pay back a pawn loan?

Standard pawn loan terms are typically 30 days, though exact timeframes are set by state and local laws. Most shops allow you to extend or renew the loan by paying the interest accrued for that period. If you do not repay or extend the loan, the shop takes ownership of the item to resell, which does not affect your credit score.

How do pawn shops determine how much money to offer?

Appraisers look at the item's current secondary market value, condition, brand, and likelihood of reselling if the loan defaults. For precious metals and jewelry, valuation relies on the current spot price of gold or silver alongside stone quality. Expect offers to be a percentage of the item's resale value rather than its original retail price.