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Installment Loan Stores in Springfield, MO

14 of the 50 pawn shops, check cashing and loan stores we list in Springfield are installment loan options.

Installment loans differ primarily in repayment terms, interest rate structures, and whether they require personal property as collateral. Some lenders focus on unsecured personal loans with fixed monthly payments, while others specialize in auto title loans that use your vehicle as security. A map location will not tell you if a store handles auto loans, requires proof of income, or reports your payments to major credit bureaus.

  1. LendNation

    1735 W Sunshine St, Springfield, MO 65807-2238

    Electronics
  2. LendNation

    1102 S Glenstone Ave, Springfield, MO 65804

    Electronics
  3. LendNation

    1200 W Kearney St, Springfield, MO 65803

    Electronics
  4. Western Shamrock Finance

    2307 S Campbell Ave, Springfield, MO 65807

    Electronics
  5. Regional Finance

    2039 E Independence St, Springfield, MO 65804

    Mon–Fri 8:30am–5:30pm

  6. Check Into Cash

    3530 W Sunshine St Ste C, Springfield, MO 65807

  7. Ardmore Finance Corp.

    2755 W Chestnut Expy Ste B, Springfield, MO 65802

  8. Check 'n Go

    1315 W Sunshine St, Springfield, MO 65807

  9. Master Finance Company

    1950 S Glenstone Ave Ste K, Springfield, MO 65804

  10. Mid-American Title Loans

    2448 S Campbell Ave, Springfield, MO 65807

    Mon–Fri 9am–5pm

  11. Payment 1 Financial

    1842 S Glenstone Ave, Springfield, MO 65804

  12. Loan Express

    2307 S Campbell Ave, Springfield, MO 65807-2971

  13. Mid-American Title Loans

    1424 E Kearney St, Springfield, MO 65803

  14. World Finance

    2725 N Kansas Expy Ste. 148, Springfield, MO 65803

Check lender requirements. Bring a valid government ID, your most recent pay stubs, a bank statement, and your vehicle title if you are applying for an auto-backed loan.

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Installment Loan Stores near Springfield

Good to know

How do installment loans differ from payday loans?

Installment loans are repaid over several months or years through scheduled, equal payments rather than in a single lump sum on your next payday. This structure typically offers lower individual payment amounts, though total interest costs depend on the loan duration.

What do I need to apply for an installment loan?

Most physical storefronts require a government-issued photo ID, proof of steady income such as pay stubs, and an active checking account. If you are seeking an auto installment loan, you will also need to present the vehicle, its clear title, and proof of insurance.

Can I get an installment loan with poor credit?

Many storefront installment lenders work with borrowers who have low credit scores or limited credit histories. Approval often relies more heavily on your current income and employment stability, though interest rates are typically higher for higher-risk applicants.