Pawn Shops & Check Cashing in Effingham
The most complete and owner-verified listings first — hours, phone, website, services. No pay-to-play.
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Central Illinois Loan
101 S Henrietta St, Effingham, IL 62401
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America's Financial Choice, Inc.
101 S Henrietta St, Effingham, IL 62401
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Security Finance
209 N Henrietta St, Effingham, IL 62401
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World Finance
400 W Clark Ave Ste 104, Effingham, IL 62401
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The Money Place of Mount Carmel
209 N Henrietta St, Effingham, IL 62401-1825
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Title Cash
305 E Fayette Ave, Effingham, IL 62401
Of the 6 pawn shops & check cashing stores listed in Effingham, 6 give a phone number and 5 have a website. The nearest bigger selection is Mattoon with 7.
Pawn Shops & Check Cashing in Effingham by feature
Guides for store shoppers
All guides
MoneyComplete Guide to Check Cashing Services and Fast Cash Advances
Learn how check cashing counters and cash advances work, what fees and identification to expect, and how to access funds quickly without traditional bank delays.
MoneyHow to Use In-Store Money Transfer and Foreign Currency Exchange Services
Learn how physical retail counters, grocery desks, and pawn shops handle cash transfers, international remittances, and foreign currency exchange, including fee structures and required paperwork.
BuyingHow to Buy Used TVs, Modern Consoles, and Retro Games at Pawn Shops
Learn how to inspect secondhand 4K televisions, verify modern gaming consoles like the PS5, and source authentic retro cartridges at local pawn shops.
Illinois statewide, by feature
- Check Cashing and Payday Loan Stores in Illinois540
- Currency Exchanges in Illinois276
- Pawn Shops in Illinois257
- Installment Loan Stores in Illinois162
- Pawn Shops for Electronics in Illinois134
- Gold & Precious Metal Buyers in Illinois109
- Pawn Shops for Jewelry in Illinois98
- Pawn Shops Dealing Firearms in Illinois36
Nearby in Illinois
- Mattoon7
- Vandalia5
- Olney4
- Salem4
- Taylorville6
- Centralia7
- Chicago317
- Springfield26
Good to know about pawn shops & check cashing stores in Effingham
How many pawn shops & check cashing stores are there in Effingham?
We list 6 pawn shops & check cashing stores in Effingham with addresses, and 6 of them with a phone number.
What's the surest way to check hours in Effingham?
Call ahead — 6 of the 6 pawn shops & check cashing stores here list a number. Hours at independent pawn shops & check cashing stores shift with seasons and staffing, so a phone call beats any listing, including ours.
Where to sell silver?
You can sell silver coins, bullion, and jewelry at local pawn shops and precious metal buyers in Effingham, Illinois. There are 6 locations listed in the directory, with 6 providing direct phone contact. Compare current spot prices before visiting a buyer to get the best payout for your items.
Where can I sell my iPhone near me?
Many local pawn shops and electronics buyers in Effingham, Illinois offer instant cash for used iPhones. Currently, 6 verified stores are listed in our directory, including 6 with phone numbers available. Ensure your device is factory reset and fully charged before bringing it in.