All states›Installment Loan Stores›Alabama›Athens

Installment Loan Stores in Athens, AL

7 of the 17 pawn shops, check cashing and loan stores we list in Athens are installment loan options.

Installment loans differ primarily in repayment terms, interest rate structures, and whether they require personal property as collateral. Some lenders focus on unsecured personal loans with fixed monthly payments, while others specialize in auto title loans that use your vehicle as security. A map location will not tell you if a store handles auto loans, requires proof of income, or reports your payments to major credit bureaus.

  1. Title Cash

    211 US Highway 31 S, Athens, AL 35611-2892

    Electronics
    Call Website Directions

  2. Athens Finance

    709 Hobbs St E, Athens, AL 35611

    Layaway
    Call Website Directions

  3. Sun Loan Company

    800 US Hwy 72 W Ste I, Athens, AL 35611

    Call Website Directions

  4. B & D Title Loans and Quick Check Advance

    800 US Highway 72 E, Athens, AL 35611-4316

    Call Directions

  5. Eagle Title Loans Athens, Decatur, Huntsville Al

    616 US Highway 31 N, Athens, AL 35611-4999

    Call Directions

  6. Liberty Finance Of Athens

    800 Us Highway 72 W Ste J, Athens, AL 35611-4227

    Call Directions

  7. Southern Title Loans

    204 US Highway 31 S, Athens, AL 35611-2828

    Call Directions
Check lender requirements. Bring a valid government ID, your most recent pay stubs, a bank statement, and your vehicle title if you are applying for an auto-backed loan.

Also in Athens

More in Athens and Alabama

Installment Loan Stores near Athens

Good to know

How do installment loans differ from payday loans?

Installment loans are repaid over several months or years through scheduled, equal payments rather than in a single lump sum on your next payday. This structure typically offers lower individual payment amounts, though total interest costs depend on the loan duration.

What do I need to apply for an installment loan?

Most physical storefronts require a government-issued photo ID, proof of steady income such as pay stubs, and an active checking account. If you are seeking an auto installment loan, you will also need to present the vehicle, its clear title, and proof of insurance.

Can I get an installment loan with poor credit?

Many storefront installment lenders work with borrowers who have low credit scores or limited credit histories. Approval often relies more heavily on your current income and employment stability, though interest rates are typically higher for higher-risk applicants.